Category:
Debt Consolidation

Debt Consolidation Options for Senior Citizens

By Pat McManamon | December 11, 2023

The burden of debt weighs heavily on senior citizens. The U.S. Census Bureau says that 71% of retirees have debt not related to their mortgage and the average balance is…

Senior couple discussing using their retirement to pay off debt

Using Retirement Funds to Pay Off Debt

By Michael Knisley | September 21, 2023

You’ve probably been putting money into your retirement fund ever since you started earning a regular income. Maybe you’ve been doing it with direct deposits taken out of every paycheck.…

401k Nest Egg sitting on money

Should You Use Your 401(k) To Pay Off Debt?

By Alan Schmadtke | May 18, 2023

Although 401(k) plans are financial vehicles designed to drive you to a comfortable retirement, they’re also pools of money that can help you in other ways before you retire. Borrowing…

Debt consolidation - hand stacking different coins

Debt Consolidation

By Devin Joy | May 16, 2023

Debt Consolidation Why InCharge is the Best Choice in Debt Relief You don’t need a loan to eliminate credit card debt A debt management program consolidates all your credit card…

Young couple signing the paperwork to borrow money from a lender

How to Borrow Money

By Phil Sheridan | March 25, 2023

There is nothing new about borrowing and lending money. Here in the 21st century, you can still get into trouble by borrowing money, but the process is much more regulated…

Debt consolidation - hand stacking different coins

Debt Consolidation

By Devin Joy | March 16, 2023

Debt Consolidation Why InCharge is the Best Choice in Debt Relief Bad credit? No problem! Lower your interest rates (program average: 8.4%) One monthly payment YOU can afford Debt free…

Balance Transfer vs Personal Loan

Balance Transfer vs. Personal Loan

By Sarah Brady | January 5, 2023

High interest rates can make it difficult, if not impossible, to pay off debt. In late 2022, the average interest rate on a credit card was over 19%. For perspective,…

Pros and cons blocks on a wooden desk

Debt Consolidation Pros and Cons

By George Morris | October 26, 2022

Debt may not be the American dream, but it’s become the way Americans try to attain their dreams. Don’t believe it? Americans owe $16.15 trillion in household debt. That’s nearly…

Debt consolidation - hand stacking different coins

Debt Consolidation

By George Morris | June 1, 2022

consolidate debt in minutes We help with debt from thousands of creditors, including these companies:   What Is Debt Consolidation? Debt consolidation combines multiple debts into a single payment with…

Balance transfer credit card on scale

What Is a Balance Transfer Credit Card?

By Joey Johnston | September 3, 2020

Feeling frustrated and overwhelmed by credit-card debt? You aren’t alone. According to a Bankrate survey, 30% of American households have more credit-card debt than money in savings. With the average…