Debt Consolidation

Couple discussing whether or not to do a balance transfer or personal loan

Balance Transfer vs. Personal Loan

By Sarah Brady | January 5, 2023

High interest rates can make it difficult, if not impossible, to pay off debt. In late 2022, the average interest rate on a credit card was over 19%. For perspective,…

Pros and cons blocks on a wooden desk

Debt Consolidation Pros and Cons

By George Morris | October 26, 2022

Debt may not be the American dream, but it’s become the way Americans try to attain their dreams. Don’t believe it? Americans owe $16.15 trillion in household debt. That’s nearly…

Debt consolidation - hand stacking different coins

Debt Consolidation

By George Morris | June 1, 2022

What Is Debt Consolidation? Debt consolidation combines multiple debts into a single payment with a more favorable interest rate and more affordable monthly payment. There are several types of debt consolidation…

Balance transfer credit card on scale

What Is a Balance Transfer Credit Card?

By Joey Johnston | September 3, 2020

Feeling frustrated and overwhelmed by credit-card debt? You aren’t alone. According to a Bankrate survey, 30% of American households have more credit-card debt than money in savings. With the average…

If you debt keeps piling up, then you need to consolidate your debt to help become debt free.

Debt Consolidation Loans: How To Consolidate Your Debt

By Joey Johnston | August 4, 2020

About Consolidating Your Debt With A Loan If you have trouble making ends meet, if your stack of monthly bills is covering every inch of the kitchen table, if the money…

Family hands exchanging money

Borrowing Money from Family & Friends

By George Morris | July 16, 2020

Lending money to family and friends ranks near the top of the list of things that shouldn’t be done without careful thought. And what, you ask, ranks just as high?…

man managing his debt consolidation loans online

Online Debt Consolidation

By Joey Johnston | March 5, 2020

What Is Online Debt Consolidation? Consumers who want to consolidate debt, can expedite the process by using online tools to enroll in either nonprofit debt consolidation (better known as a…

Medical Debt Money

Medical Bill Consolidation

By George Morris | October 10, 2019

If you’re sick of medical bills, don’t despair. There are cures for America’s medical debt epidemic, and what a plague it is. Americans spent $4.1 trillion on medical bills in…

401k Nest Egg sitting on money

How to Take Out a 401(k) Loan

By Joey Johnston | September 18, 2019

Anyone who’s experienced financial need can relate to the temptation. You’ve methodically funded your company-sponsored 401(k) retirement plan year after year, never expecting to withdraw a dime until you kissed…

Consolidate Credit Card Debt Without Hurting Your Credit Score

How to Consolidate Credit Card Debt Without Hurting Your Credit

By Tom Jackson | September 6, 2019

Keeping up with your debt payments and, ideally, paying down what you owe, is a crucial aspect of your financial life. Staying current makes it easier to rent an apartment,…