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Debt & Finance Blog

Banks vs. Credit Unions pros and cons written on a blackboard.

Advantages of Credit Unions

By Pat McManamon | November 19, 2025

A credit union is a member-owned nonprofit cooperative that provides financial services to its members. Because credit unions are member-owned, they are not answerable to shareholders, so profits are returned…

Loretta Headshot 2024

CEO Loretta Roney Offers Expert Insights in U.S. News Feature

By Staff Writer | August 8, 2025

We’re excited to share that Loretta Roney, CEO of InCharge, was featured in a recent U.S. News & World Report article: “You Can Use a Personal Loan to Pay Off…

InCharge Welcomes New Board Members

By Staff Writer | April 10, 2025

InCharge Debt Solutions, a leading provider of financial wellness counseling, education and debt management services, announces the addition of three new board members: Nancy Samson, Andrew Covato, and Julie Swift.…

Family financial planning concept.

Financial Planning Process

By Tom Jackson | September 6, 2024

When it comes to money, there’s no better person to listen to for advice than the man whose face is on the $100 bill. “If you fail to plan, you…

Cartoon man looking to climb coins with a flag at the end to represent financial independence.

How To Become Financially Independent

By Michael Knisley | August 19, 2024

To tell the story of how to become financially independent, let’s start with a big-picture number, and it’s … well, big. As in, $17.8 trillion big. That was the total…

Marline Davis-Iwuji Headshot

InCharge Peers Celebrate Marline Davis-Iwuji

By Tom Jackson | October 30, 2023

It is not an exaggeration to say that InCharge co-workers are FOND of Marline Davis-Iwuji. FOND is the employee peer-to-peer recognition program at InCharge Debt Solutions and Marline is the…

Teri Logan Headshot

Army & InCharge Veteran Wants You to Budget

By Tom Jackson | October 27, 2023

A 2023 nationwide survey said that 73% of Americans don’t have a budget they regularly follow. Teri Logan, the Care Center Supervisor at InCharge, says that number is a little…

Carolyn Green Headshot

InCharge Celebrates Carolyn Green: Most Tenured Credit Counselor

By Tom Jackson | October 13, 2023

If you bump into Carolyn Green at a company function, don’t ask her what she does at InCharge Debt Solutions. Ask her what she hasn’t done! Green currently is a…

Senior woman working at a bakery

Jobs for Seniors

By Pat McManamon | October 9, 2023

Senior citizens who want to stay busy might enjoy a job that will keep them active and engaged. For some seniors, work may be a necessity. Those without pensions or…

Best Work Places 2023

InCharge Achieves Orlando Sentinel Top Workplaces Honor, Second Year in a Row

By Staff Writer | October 5, 2023

InCharge Debt Solutions was honored as one of the Top Workplaces in Orlando in 2023, for the second straight year. “The team works really hard to foster a vibrant, caring…

Sources:

  1. Rodriguez, A. (2025, October 27) Here are the 3 times a credit union is better than a bank. Retrieved from https://www.cnbc.com/select/3-times-a-credit-unions-is-better-than-a-bank/
  2. N.A. (ND) The History of Credit Unions Offering Investment Services. Retrieved from https://www.cunastrategicservices.com/content/the-history-of-credit-unions-offering-investment-services
  3. Egan, J. (2024, December 5) Credit Union vs. a Bank. Retrieved from https://www.usnews.com/banking/articles/credit-union-vs-a-bank
  4. Redlin, P. (2025, April 9) Pros and Cons of Credit Unions. Retrieved from https://www.edvisors.com/student-loans/credit-unions/credit-union-pros-and-cons/
  5. Wade, J. (2025, August 19) What Are the Benefits of a Credit Union? Pros and Cons to Know. Retrieved from https://www.hcpfcu.coop/news/what-are-the-benefits-of-a-credit-union-pros-and-cons-to-know