Personal Finance Calculators

Are you looking to save money on loans, cut your budget or figure out how much home you can truly afford, you’ve come to the right place. InCharge Debt Solution’s library of personal finance calculators will help you crunch the numbers and fully understand how much loans cost you, and the effect of variables like interest rate, loan term and principle.

Free Personal Finance Calculators, Tools & More

We have a full array of helpful tools, worksheets and calculators to assist you in taking over your budget.

Debt Consolidation Calculator

This debt consolidation calculator will help you compute a monthly payment once all of your debt is consolidated.

Credit Card Payoff Calculator

Americans today owe more money than ever before. Use our calculator to figure out when you can pay off your credit card.

How Much Home Can I Afford?

Use our home affordability calculator to determine how much of a mortgage you may be able to obtain.

Budget Calculator

Use this calculator to compare your monthly expenses against your income. Do you have a surplus or a deficit?

Auto Payment Estimator

Figure out how you’re auto loan monthly payment based on the purchase price and interest rate.

How Much Vehicle Can I Afford?

Experts suggest that you should not allocate more than 20% of your take-home pay towards monthly auto payments.

How Much Will I Need to Save For Retirement?

Retirement can be the saddest or happiest day of your life. This pre-retirement calculator will help you determine how well you have prepared and what you can do to improve your retirement outlook.