The Latest
Debt & Finance Blog

First-Time Homebuyer Mistakes You Want to Avoid

By Joey Johnston | November 7, 2016

Stacie Samuels wants a do-over as a first-time home buyer. Samuels, a nurse practitioner from St. Petersburg, believed she was well-equipped to purchase her first home, just a few years…

ATM Fees Continue to Rise – Here’s How to Avoid Them

By Joey Johnston | November 3, 2016

Standing outside an ATM at two in the morning, Thomas Knapp had no idea fees for the money machine had vaulted 37% over the last decade. All he knew was…

New Rules for Prepaid Cards: CFPB Calls For Transparency

By Joey Johnston | November 2, 2016

The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…

Why a Great Credit Score Doesn’t Indicate Financial Health

By Joey Johnston | October 31, 2016

Credit scores are like plastic surgery. They can make you look good, but good credit does not necessarily mean you’re financially healthy. A lot of consumers don’t realize that until…

How to Teach Children Good Financial Habits: CFPB Releases Building Blocks

By Joey Johnston | October 27, 2016

Laura Adams, known nationally as the “Money Girl,’’ is a personal finance expert, a best-selling author and the creator of a popular podcast that seeks to educate American consumers.  She…

What Affects Your Ability to Get a Loan?

By Pat McManamon | October 26, 2016

For most of us, our home is the most significant purchase we will make. Which means qualifying for the loan to buy your house is vital. Several factors affect your…

Six Credit Card Myths Debunked

By Joey Johnston | October 24, 2016

Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…

Money Secrets and Lack of Planning Harm Retirement Dreams

By Joey Johnston | October 20, 2016

By all accounts, David and Margie Stapleton did an admirable job reaching their financial goals before retirement. They have a minimal home mortgage and moderately low debt. Their three children…

How a Clinton or Trump Presidency Will Impact Your Finances

By Joey Johnston | October 19, 2016

This might bore you, but the following story on the presidential election does not address beauty queens, philandering husbands or locker room talk. It does, however, address how a President…

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…

Sources:

  1. Overfelt, M., (2014, July 17), 8 Biggest Mistakes First-Time Home Buyers Make. Retrieved from: http://www.cnbc.com/2014/07/17/8-biggest-mistakes-first-time-homebuyers-make.html
  2. Rawes, E., (2014, September 14), 5 Foolish Mistakes First-Time Home Buyers Make. http://www.usatoday.com/story/money/personalfinance/2014/09/14/cheat-sheet-first-time-home-buyers-mistakes/15455069/