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Understand Debt
Just because you’re retired doesn’t mean you won’t need a loan, but senior citizens may wonder if it’s still possible to get one if they’re on Social Security. The question…
Not having money to pay bills is stressful. Calls from a collection agency looking for payment add a level of stress and anxiety that can be debilitating, particularly for seniors,…
There’s an inspirational quote about retirement not being the end of the road, but instead the beginning of an open highway. It’s an uplifting thought for folks after years of…
If you’re getting calls from a debt collection agency, it’s at best irritating and at worst frightening. The best way to stop the phone from ringing is to verify the…
The surest bet in gambling is that there’s no such thing as a sure bet. As casino gambling, online wagering and sports betting become more and more fixtures on the…
“Borrower beware” is the standard cautionary tale when it comes to payday loans. In some states that qualify as the Wild West of payday lending, the better advice is to…
Anyone intending to challenge a debt that has gone into collections — even someone with a case as rock solid as Gibraltar — needs to know what they’re up against.…
You’ve heard the ads on TV and radio. They spout enticing promises like “Same day cash advance!” Or, “Bad credit, no credit? No problem! You’re approved!” These are the misleading…
Assessing Your Debt If you wonder how much debt is too much, or how much is “normal,” the answer is another question: How much debt can you afford? U.S. household…
Debt collection is a billion-dollar industry that makes calls on more than one-third of the adult population in the U.S. If the phone rings – and you have legitimately incurred…
Sources:
- Treece, K. (2022, November 1) 5 Personal Loan Requirements To Know Before Applying. Retrieved from https://www.forbes.com/advisor/personal-loans/personal-loan-requirements/
- Luthi, B. (2022, June 2) How to Check if a Loan Company is Legitimate. Retrieved from https://www.nav.com/blog/how-to-check-if-a-loan-company-is-legitimate-36756/
- N.A. (2022, September 9) 5 Things You Need to Know About Personal Loan Agreements. Retrieved from https://www.discover.com/personal-loans/resources/learn-about-personal-loans/understanding-personal-loan-payment-terms/
- Kagan, J. (2022, July 25) How a Home Equity Loan Works, Rates, Requirements & Calculator. Retrieved from https://www.investopedia.com/terms/h/homeequityloan.asp
- N.A. (2022, July 11) What is a reverse mortgage? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/
- N.A. (2022, January 17) What is a payday loan? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/
- N.A. (2023) A Guide to Supplemental Security Income (SSI) for Groups and Organizations. Retrieved from https://www.ssa.gov/pubs/EN-05-11015.pdf
- N.A. (ND) VA home loan types. Retrieved from https://www.va.gov/housing-assistance/home-loans/loan-types/