Category:
Understand Debt

Retired man paying off his credit card bills on his laptop

Paying Off Debt In Retirement

By Robert Shaw | December 8, 2022

There’s an inspirational quote about retirement not being the end of the road, but instead the beginning of an open highway. It’s an uplifting thought for folks after years of…

Letter from debt collection agency asking for payment

How to Pay Collections

By Maureen Milliken | October 31, 2022

If you’re getting calls from a debt collection agency, it’s at best irritating and at worst frightening. The best way to make them stop is to pay what you owe.…

Gambling Hurt Family

Solutions Available for Gambling Debts

By Pat McManamon | October 30, 2020

If you or a loved one are in debt because of gambling and looking for a way out, there are options that involve a lot less risk and more success…

Payday Loans

How Do Payday Loans Work?

By Tom Jackson | May 14, 2020

Payday loans have become the face of predatory lending and high-risk loans in America for one reason: The average interest rate on a payday loan is 391% and can be higher…

Dispute Debt Collections and Collectors

How to Dispute Collections and Debt Collectors

By Tom Jackson | October 18, 2019

Anyone intending to challenge a debt that has gone into collections — even someone with a case as rock solid as Gibraltar — needs to know what they’re up against.…

Predatory lender dangling money off the edge of a cliff

What is Predatory Lending: Laws, Examples & How to Get Out

By Tom Jackson | June 13, 2019

You’ve heard the ads on TV and radio. They spout enticing promises like “Same day cash advance!” Or, “Bad credit, no credit? No problem! You’re approved!” These are the misleading…

Too Much Debt On The Scale

Do You Have Too Much Debt?

By Tom Jackson | January 24, 2018

Assessing Your Debt If you wonder how much debt is too much, or how much is “normal,” the answer is another question: How much debt can you afford? U.S. household…

Debt Collectors and the rights you have

Know Your Rights with Debt Collectors

By George Morris | January 4, 2018

Debt collection is a billion-dollar industry that makes calls on more than one-third of the adult population in the U.S. If the phone rings – and you have legitimately incurred…

Debt Trap with Money in Mouse Trap

Debt Traps: How to Avoid Debt by Being Careful

By George Morris | April 9, 2017

10 Debt Traps & Tips: How to Avoid Debt by Being Careful There are lots of products and services on the market that may promise temporary relief from your debt—and…

Court Ordered Wage Garnishment

Can My Creditors Garnish My Wages?

By George Morris | August 12, 2016

Six months after James lost his job at an auto parts distributorship, his financial life began melting down. His tendency to spend freely on restaurants and vacations relied on the…