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Personal Finance
Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7 bankruptcy stays on for 10 years. The important thing to remember is that the impact…
Kenny Rogers is a singer, not a debt management adviser, but if you want financial security, take his famous words of poker wisdom: You’ve got to know when to hold…
The government just gave a raise to a lot of Americans who really need one. Now they just have to make sure Uncle Sam keeps his hands off the money.…
After a year of political upheaval and economic uncertainty, it might come as a relief that 2017 holds few surprises for retirement savings. For the fourth year in a row,…
More than one-third of college students say managing a bank account is a major cause of stress. Also, 12% say they never check their bank account balance because it makes…
Sara Greenwood works at a bank. Her husband travels frequently for his job. Their parents live in different states. The couple has two boys, ages 2 and 4. So how…
The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…
Credit scores are like plastic surgery. They can make you look good, but good credit does not necessarily mean you’re financially healthy. A lot of consumers don’t realize that until…
Laura Adams, known nationally as the “Money Girl,’’ is a personal finance expert, a best-selling author and the creator of a popular podcast that seeks to educate American consumers. She…
For most of us, our home is the most significant purchase we will make. Which means qualifying for the loan to buy your house is vital. Several factors affect your…
Sources:
- FICO (2017) What’s in my credit report? Retrieved from http://www.myfico.com/CreditEducation/In-Your-Credit-Report.aspx
- Gaskin (2011, March 24) Impact To FICO Score. Retrieved from http://www.fico.com/en/blogs/risk-compliance/research-looks-at-how-mortgage-delinquencies-affect-scores/