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Personal Finance
Credit scores are like mythical creatures: We all have varying levels of knowledge on what they are and how they operate, but certainty on them is elusive. It’s important to…
Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…
How do you turn $20,000 into more than $42,000? If you’re talking about credit card debt, all you need to do is make minimum monthly payments. At a minimum payment…
We are a nation of financial dunces. For proof, try answering this question. Why should want to improve your credit score? To save money when purchasing a car with a…
I can’t remember the last time I paid a friend back in cash. That thought was an eye opener to me. I’m only 22 years old and I’m watching cash…
It’s the least wonderful time of the year for millions of cash-strapped Americans thanks to three letters – I-R-S! Income tax returns are due April 18, but what if you…
One morning, the sound of raindrops wakes you up and your first thought is “Not another rainy day! And your second one is, “I’m late for work!” You make a…
Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7 bankruptcy stays on for 10 years. The important thing to remember is that the impact…
Kenny Rogers is a singer, not a debt management adviser, but if you want financial security, take his famous words of poker wisdom: You’ve got to know when to hold…
The government just gave a raise to a lot of Americans who really need one. Now they just have to make sure Uncle Sam keeps his hands off the money.…
Sources:
- Dickler, J. (2017, July 11). Credit card users rack up over $1 trillion in debt. Retrieved from http://www.cnbc.com/2017/07/11/credit-card-users-rack-up-over-1-trillion-in-debt.html
- (2017, July 12). Fed Chair Janet Yellen: US Economy is ‘Healthy Enough’ for Gradual Interest Rate Hikes. Retrieved from http://fortune.com/2017/07/12/federal-reserve-janet-yellen-rate-increases/
- NA, ND. US Average FICO Score Hits 700: A Milestone for Consumers. Retrieved from http://www.fico.com/en/blogs/risk-compliance/us-average-fico-score-hits-700-a-milestone-for-consumers/