Credit Cards

Piggy bank tipped over spilling money on the table

Bad Credit

By George Morris | November 1, 2017

What Is Considered Bad Credit? Different lenders have different standards for what bad credit is, and the number is more important than the label that goes with it. The numbers…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

Erasing credit card debt

How to Pay Off $20,000 in Credit Card Debt

By Michael Knisley | May 22, 2017

How do you turn $20,000 into more than $42,000? If you’re talking about credit card debt, all you need to do is make minimum monthly payments. At a minimum payment…

Student Credit Card

When to Give Your Kids a Debit Card

By Joey Johnston | December 6, 2016

More than one-third of college students say managing a bank account is a major cause of stress. Also, 12% say they never check their bank account balance because it makes…

Prepaid Card Rules

New Rules for Prepaid Cards: CFPB Calls For Transparency

By Joey Johnston | November 2, 2016

The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…

Credit Card Myths and Facts

Six Credit Card Myths Debunked

By Joey Johnston | October 24, 2016

Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…

No Credit Card Debt For Millennials

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…

Man burning interest percent

How To Reduce Credit Card Interest Rates

By Tom Jackson | August 18, 2016

How to Reduce Credit Card Interest Credit cards have some great perks (who doesn’t love cash back?), but pesky high interest rates can cancel out those benefits. High interest rates…

Debt Snowball Vs. Debt Wrecking Ball

Debt Snowball vs. Debt Wrecking Ball

By George Morris | May 10, 2016

Dave Ramsey has made the term “Debt Snowball” famous, but if you’re buried under an avalanche of debt, is his remedy more like a debt snow job? Ramsey disciples would…

Check the signs to see if you have too much credit card debt

Do I Have Too Much Credit Card Debt?

By George Morris | November 3, 2015

Using credit or charge cards to pay for purchases is a fact of life in today’s economy. Credit cards are convenient and easy to use – so much so that,…