Credit Cards

Illustration of home being pulled apart by former husband and wife

Who Pays Credit Card Debt in a Divorce?

By George Morris | June 20, 2018

If you’re contemplating a divorce, you may be wondering: how will credit card debt be divided? There are several factors that can influence who pays. Whose name is it in?…

Raise in consumers using credit cards

Rising Credit Card Use in America

By Tom Jackson | January 24, 2018

With the rise of online shopping, there is no doubt that Americans are using credit cards more than ever. There’s also no doubt that a lot of them are wasting…

Piggy bank tipped over spilling money on the table

Bad Credit

By Heather Eggers | November 1, 2017

How to Get out of Debt When You Have Bad Credit Bad credit and too much debt are a vicious circle. Bad credit happens when debt gets out of hand,…

Department Store Credit Card

Store Credit Cards Not Consumer’s Best Friend

By Joey Johnston | May 24, 2017

Everyone knows the pitch. You’ve spent half an hour trying on clothes off the rack at a shopping mall department store, found three shirts that look perfect and take the…

Erasing credit card debt

How to Pay Off $20,000 in Credit Card Debt

By Tom Jackson | May 22, 2017

How do you turn $20,000 into more than $33,000? If you’re talking about credit card debt, all you need do is make minimum monthly payments. At a minimum payment of…

Student Credit Card

When to Give Your Kids a Debit Card

By Joey Johnston | December 6, 2016

More than one-third of college students say managing a bank account is a major cause of stress. Also, 12% say they never check their bank account balance because it makes…

Prepaid Card Rules

New Rules for Prepaid Cards: CFPB Calls For Transparency

By Joey Johnston | November 2, 2016

The soaring popularity of prepaid cards will be put to the test over the next year as providers adjust to new regulations handed down by the Consumer Financial Protection Bureau…

Credit Card Myths and Facts

Six Credit Card Myths Debunked

By Joey Johnston | October 24, 2016

Ric Edelman, a financial adviser who is a best-selling author and syndicated radio show host, remembers the days when everyone rushed to the bank on a Friday afternoon to cash…

No Credit Card Debt For Millennials

Millennials Reject Credit Cards and Credit Card Debt

By George Morris | August 30, 2016

If you want to break up the loud party that your neighbor’s millennial kid is throwing in his basement bedroom, don’t call the cops. Just barge over and pass out…

Man burning interest percent

How To Reduce Credit Card Interest Rates

By Tom Jackson | August 18, 2016

How to Reduce Credit Card Interest Credit cards have some great perks (who doesn’t love cash back?), but pesky high interest rates can cancel out those benefits. High interest rates…