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Financial Help
A consequence of falling behind on utility bills is damaging your credit score. For relief, check into government help, charity organizations and even utility company programs that will help you…
Debt is that extra weight you can’t seem to lose. Best-case scenario, it’s uncomfortable and you feel it everywhere you go. Worst case, the pounds of debt keep adding up…
About Financial Help for Families Government and academic research show that African Americans are much more susceptible to falling into the deep debt trap than the White population. The main…
The solutions may be as simple as learning options about how to overcome credit card debt or using a nonprofit debt management program, which consolidates your bills and lowers your…
Domestic violence, as experts are learning and victims have known for a long time, goes way beyond simply “violence.” It also goes way beyond the statistics that estimate about 10…
The foster care system is designed to provide care for children whose parents, for whatever reason, are unable to do so. The system isn’t perfect, but it does help thousands…
If you are going through a financial crisis and have growing problems with debt or your income has been reduced (through the loss of a job or a cutback in…
Stretching every dollar to cover necessities is daunting for many Americans, particularly in times of economic uncertainty. The Supplemental Nutrition Assistance Program (SNAP) is a vital lifeline for millions, offering…
About Senior Citizens Debt Relief Where have the years gone? Nearly every 60-something person has wondered and worried about the passage of time. One minute, you’re starting a career and…
About Debt Help for Widows Losing a spouse can turn your life upside down. Aside from grief, a major challenge is loss of income. There are many places widows can…
Sources:
- Lee, M. (2024, April 5) A sweltering summer may be on the way. Will Americans be able to afford AC to keep cool? Retrieved from: https://www.usatoday.com/story/money/personalfinance/2024/04/05/heating-and-cooling-bills-americans-cant-pay/73206115007/
- N.A. (2024, April) Energy Hardship Report. Retrieved from: https://neada.org/wp-content/uploads/2024/04/neadahardshipreportAPR24.pdf
- N.A. (ND) LIHEAP and WAP funding. Retrieved from: https://liheapch.acf.hhs.gov/Funding/funding.htm
- N.A. (2024, January 29) What Are the Income Qualifications for LIHEAP? Retrieved from: https://www.ncoa.org/article/what-is-the-income-limit-for-liheap
- N.A. (ND) Federal poverty level. Retrieved from: https://www.healthcare.gov/glossary/federal-poverty-level-fpl/
- N.A. (ND) Weatherization Assistance Program. Retrieved from: https://www.energy.gov/scep/wap/weatherization-assistance-program
- N.A. (ND) How to Apply for Weatherization Assistance. Retrieved from: https://www.energy.gov/scep/wap/how-apply-weatherization-assistance
- N.A. (ND) Fixed Budget Billing. Retrieved from: https://mte.com/FixedBudgetBilling
- N.A. (ND) Local Utilities and Other Energy Efficiency Program Sponsors. Retrieved from: https://www.epa.gov/statelocalenergy/local-utilities-and-other-energy-efficiency-program-sponsors
- N.A. (2023, April 5) Energy efficiency programs offered by utilities. Retrieved from: https://www.energysage.com/energy-efficiency/ee-programs/