What fees are associated with debt management programs?

On average, the monthly fee is $34, depending on which state you live in and the size of your debt. If you enroll in a debt management plan, there is also a one-time, set-up fee averaging $52 – though this fee also varies by state.

Will InCharge allow me to use credit cards?

Your creditors will require you to close your credit card accounts once you have enrolled in a debt management program.

Is enrolling in a debt management plan secure and safe?

Consumer privacy is at the heart of everything we do. InCharge is committed to protecting your personal information by continuing to upgrade and implement market-leading technologies for system integrity and risk management.

Can I get a mortgage on a debt management program?

Yes, you can get a mortgage on a debt management program , as long as your credit score is healthy and your debt payments do not consume too high of a percent of your income.

Will InCharge stop creditors from calling me?

When you enroll in a DMP and start making payments, calls from enrolled creditors should cease.

What happens if I can’t handle the payments?

InCharge counselors work with you to establish a debt management plan that allows you to make affordable payments every month. If your financial situation changes, call InCharge immediately and our credit counselors will review your situation.