Will Carrying a Balance Help My Credit Score?
The world is full of myths, and one might be costing you a lot of…
How to Improve Your Debt-to-Income Ratio with Higher Income
Borrower beware! If you are hoping to score a car or home loan and don’t…
Tips for Dealing with the Equifax Security Breach
The recent security breach at the Equifax credit reporting agency exposed a gold mine of…
700 Credit Score Club
A lot of people are familiar with “The 700 Club,” a long-running Christian talk show….
Credit Scores Soaring
America, give yourself a pat on the financial back. Credit scores for U.S. consumers reached…
How Long do Negative Marks Stay on a Credit Report?
Generally speaking, negative marks remain on your credit report for seven years, though Chapter 7…
Good Credit vs Bad Credit: How to Tell The Difference
Kenny Rogers is a singer, not a debt management adviser, but if you want financial…
Why a Great Credit Score Doesn’t Indicate Financial Health
Credit scores are like plastic surgery. They can make you look good, but good credit…
How Long Will I Be Punished For My Ex’s Poor Payment History?
Dear Liz: How long must I be punished for my ex’s poor payment history? In…
How to Raise Your Credit Score: Top 5 Tips
Poor credit could be costing you thousands of dollars a year. If you’ve suffered from…