Skip to content
Category:
Credit Cards
Americans are drowning in debt. If you want to know why, return to 1812. “We have met the enemy, and he is us.” That’s what Commodore Oliver Hazard Perry said…
When it comes to paying credit card bills, millions of Americans are just scraping by. They make only the minimum monthly payment, and that’s often a stretch. The good news…
Credit cards are wonderful inventions. They make purchasing anything convenient and nearly fraud-proof. They’re portable and online-friendly. Many offer rewards or cash back. When used properly, they help consumers build…
If your monthly credit card payments are choking your budget, you’re not alone. Almost half (48%) the credit card users in the U.S. carry a balance from one month to…
The two biggest reasons companies will deny you a credit card are low credit scores and poor credit history. Other reasons for credit card denial include low income and too…
Making the minimum payment on credit cards might seem like a friendly option in a month when money is short, but don’t mistake it for safely treading water. Yes, making…
You’re at the store. You’ve found the perfect purchase. It’s pricy, but so what? You’ve got plastic to pay for it, plastic that’s been burning a hole in your wallet/purse/pocket.…
Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet — and you’re just one car repair emergency from disaster.…
It can be frustrating to see interest charges on your credit card account when you’re certain you’ve paid off your balance in full. After all, a zero balance should mean…
When credit card bills become difficult to handle, there are several solutions. One worth considering is using a personal loan to pay off your credit cards. This strategy is a…
Sources:
- N.A. (ND) Household Debt and Credit Report (Q4, 2024). Retrieved from https://www.newyorkfed.org/microeconomics/hhdc.html
- Zwiebel, D. (ND) Battle of Lake Erie: Turning Point of the War of 1812. Retrieved from https://pabook.libraries.psu.edu/literary-cultural-heritage-map-pa/feature-articles/battle-lake-erie-turning-point-war-1812
- Sloan, B., Avery, D. (2025, April 19). Late credit card payments have hit a record high: Here’s how to tackle outstanding debt. Retrieved from https://www.cnbc.com/select/credit-card-delinquent-record-high/
- N.A, (2023, August 23). What is a debt relief program and how do I know if I should use one? Retrieved from https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-relief-program-and-how-do-i-know-if-i-should-use-one-en-1457/