How Much Home Can I Afford

How Much Mortgage Can I Afford Based on My Income?

By Robert Shaw | November 5, 2015

Home is where so many of life’s great memories blossom. Unfortunately, it’s also where financial stress comes to roost when buyers stretch themselves too thin, overestimate their financial wherewithal or…

Freddie Mac Borrower Help Center

By George Morris | November 5, 2015

InCharge Debt Solutions has teamed up with Freddie Mac to open the InCharge Debt Solutions Freddie Mac Borrower Help Network.  We provide assistance to struggling homeowners with Freddie Mac-owned mortgages…

Left Facing Foreclosure For Sale Real Estate Sign in Front of House

What Does Foreclosure Mean?

By Pat McManamon | October 29, 2015

The first step to working through a possible foreclosure is to understand what a foreclosure means. When someone buys a property, they typically do not have enough money to pay…

Woman protecting model home with her hands cupped above it

10 Tips For Homeowners Insurance Shoppers

By George Morris | October 29, 2015

Owning a home has long been a cornerstone of the American dream. Even frequently relocating military members can appreciate the satisfaction of building equity while painting the walls any color…

Down Payment

Do You Qualify For Downpayment Assistance?

By George Morris | October 29, 2015

There are many public and private organizations out there that will help you buy a home even if you don’t have enough cash for a big down payment and closing…

Home And Auto Insurance

Consolidating Your Home And Auto Insurance

By George Morris | October 29, 2015

Could you save money by bundling your insurance policies with one company? Many times, the answer is “Yes.” Plus, in addition to saving you anywhere from 10-20%, consolidating coverage could…

HomeTrek Online Homebuyer Education Logo


By George Morris | July 20, 2015

HUD-Approved Online Homebuyer Education Course This online Homebuyer education course will help you better prepare for sustainable homeownership. Here are the benefits of HomeTrek. You will determine how to qualify for a…

Man gesturing toward chalkboard drawing of a home and key to home

Free Homebuyer Education Workshops and Online Courses

By George Morris | July 17, 2015

Online Homebuyer Education Course Take our online homebuyer education course and receive a certificate that can help you qualify for down payment assistance and other state and local programs. COVID Causes Suspension…

Mortgage loan modification forum with glasses laid atop

Mortgage Loan Modifications

By George Morris | July 17, 2015

A loan modification is a process granted by mortgage lenders that results in lowered monthly mortgage payments for eligible homeowners and may help prevent foreclosure. Many homeowners who originally qualified…

Housing Foreclosure Prevention

Foreclosure Prevention Counseling

By Tom Jackson | July 17, 2015

Behind in your mortgage payments? Fearful of losing your home? There’s help for your situation, and you don’t have to go it alone. InCharge is a HUD-approved housing counseling agency…