Category:
Financial Literacy

What a Pawn Shop Is & How They Work

By Michael Knisley | February 9, 2022

There’s more than meets the eye in a pawn shop … unless you’re a regular viewer of the reality series “Pawn Stars,” in which case you’ve already seen what’s behind…

Title Loans

By George Morris | February 8, 2022

Whoever said desperate times call for desperate measures could have been on their way to apply for a title loan. Few situations are desperate enough for title loans to make…

What Is A Check-Cashing Service?

By George Morris | February 4, 2022

Check-cashing services allow people to cash checks without using a bank. They are designed primarily for the unbanked or underbanked, but anyone who needs immediate access to cash can use…

Financial Literacy Education Statistics from FINRA’s NFCS

By George Morris | August 18, 2016

A national study showed a growing disconnect between the self-perceptions American consumers have of their finances and the real-world actions they take in day-to-day financial matters. The 2015 National Financial…

Financial Data

By George Morris | August 18, 2016

At InCharge, we rely on financial literacy data to inform and improve on our processes, educational materials and grant programs. Please find below links to recent surveys and studies by leaders in…

How Much Are Americans Saving for College, Retirement and Emergencies?

By George Morris | August 9, 2016

Economic experts have worried about the willingness of American consumers to plan adequately for their financial future and a national survey indicates the concern is justified. Data On Financial Planning:…

Should We Deduct Our Daughter’s Loan From Her Inheritance?

By George Morris | November 9, 2015

Loaning money to your children, or giving them money, while you are alive is a way to help them buy a home, pay for college or get out of debt.…

Financial Literacy

By George Morris | October 29, 2015

Budgeting & Saving A good budget and savings commitment are the foundation of your financial plan. Learn how to budget, cut expenses, set savings goals and more. Challenge yourself to…

What Do Social Security Taxes Pay For?

By George Morris | August 19, 2015

Many people wonder where their Social Security tax dollars go. Generally, for of every dollar you pay in Social Security taxes: 85 cents goes to a trust fund that pays…

What Is a Bond?

By George Morris | August 5, 2015

A bond is a loan to a corporation, government agency, municipality, or organization that needs a sizeable amount of money for major projects, such as building roads, buying property, improving…

Sources:

  1. USLegal, Inc. (ND) Pawnshops Law and Legal Definition. Retrieved from https://definitions.uslegal.com/p/pawnshops/
  2. National Pawnbrokers Association. (ND) What is a pawn transaction? Retrieved from https://www.nationalpawnbrokers.org/assets/2020/09/MediaFactsAboutPawn-3.pdf