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Credit Score
Your credit, good or bad, can have an impact on almost every aspect of your life, from having a roof over your head to getting a job. What can good…
The number of online security breaches is so staggeringly high – more than 5 billion records exposed in 2019 – that the question of whether your private information has been…
Finding the perfect home remains the American dream, but finding someone to lend you money for that home can be a challenge. Denial rates for mortgage approvals grew significantly in…
A consumer’s financial future can rise and fall on what’s in their credit report so keeping a close eye on the contents should be important to everyone. Credit reports are used to…
Credit card fraud is skyrocketing, and makes up a large part of the $1.48 billion the Federal Trade Commission reports Americans lost to scams in 2018. Recognizing the risks, protecting…
*Clears Throat* Credit builder loans help build credit. Well, duh. But how does it work? Often called Fresh Start Loans or Starting Over Loans, these clever creations are ideal for…
Do you panic whenever a lender or landlord proposes pulling your credit report? If so, a lot of that anxiety may be overblown. Too many credit inquiries in a short…
Think most identity thieves are distant, shadowy online hackers? The truth is that your mom could steal your identity. Your dad could ruin your credit. In 2017, 1.22 million people…
Credit Repair Alternative: Credit Report Education & Action Plan If you knew that you could improve your financial health today, would you? Credit scores are one vital component of your…
Everybody makes mistakes. That goes for governments, banks and even the credit bureaus overseeing your credit reports. You can spot mistakes before they have time to erode your credit score…
Sources:
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- Warden, P (2018, March 19) What credit score do you need to rent an apartment? Retrieved from https://themortgagereports.com/36617/what-credit-score-do-you-need-to-rent-an-apartmenthttps://www.apartmenttherapy.com/credit-score-to-rent-an-apartment-266377
- Wagner, I (2020, January 9) U.S. Car Sales from 1951 to 2019. Retrieved from https://www.statista.com/statistics/199974/us-car-sales-since-1951/
- N.A. (2020, January 3) Average New Car Prices up 2% year over year. Retrieved from https://mediaroom.kbb.com/2020-01-03-Average-New-Vehicle-Prices-Up-Nearly-2-Year-Over-Year-in-December-2019-According-to-Kelley-Blue-Book
- Thatham, M. (2020, January 13) 2019 Consumer Credit Review. Retrieved from https://www.experian.com/blogs/ask-experian/consumer-credit-review/
- N.A. (ND) Your credit score doesn’t affect your rate: partially debunking a car Insurance myths. Retrieved from https://www.esurance.com/info/car/myth-your-credit-score-doesnt-affect-your-insurance-rate
- N.A. (ND) About Insurance Scores. Retrieved from https://insurancescores.fico.com/aboutscores
- Deaton, J.P. and Parsons, N. (2021, February 3) Average Auto Loan Rates in February 2021. Retrieved from https://cars.usnews.com/cars-trucks/average-auto-loan-interest-rates
- Chapkanovska, E. (2021, May 19) 19+ Credit Score Statistics for an Awesome FICO in 2021. Retrieved from https://spendmenot.com/blog/credit-score-statistics/
- Gravier, E. (2020, August 27) Can employers see your credit score? How to prepare for what they actually see when they run a credit check. Retrieved from https://www.cnbc.com/select/can-employers-see-your-credit-score/
- Stolba, S.L. (2021, April 12) U.S. Auto Debt Grows to Record High Despite Pandemic. Retrieved from: https://www.experian.com/blogs/ask-experian/research/auto-loan-debt-study/