Category:
Budgeting

How To Use the Envelope Budgeting System

By Sarah Brady | March 5, 2024

From apps to spreadsheets and expert-recommended methods, there are a lot of ways to create and follow a budget. No one system is best since each person has their own…

How Much Should You Save From Each Paycheck?

By Phil Sheridan | February 14, 2024

It is best to start saving in your 20s, but do not despair. The next best options are to start saving in your 30s, your 40s, or wherever you find…

The 50/30/20 Rule for Budgeting

By Tom Jackson | February 9, 2024

Virtually every successful financial plan rises from the same foundation: a workable, sustainable, well-balanced budget. As with most schemes, however, the devil lurks in the details. To reap the benefits…

How to Budget as a Couple: Tips for Managing Money Together

By George Morris | February 9, 2024

A lot goes in to making a marriage work, and one of the biggest factors may be the last thing on people’s mind when they’re saying, “I do.” It’s finances.…

How to Save Money on Water Bills

By George Morris | December 12, 2023

Water may be the most necessary item on earth, but it doesn’t pay to use more than you need. In fact, it costs more – probably much more – than…

Average Retirement Savings by Age

By Alan Schmadtke | December 12, 2023

A successful retirement, one that delivers little to no financial stress, requires planning and consistent saving. A Gallup survey said that while most Americans expect to retire somewhere around the…

10 Tips to Save on Heating Costs in Your Apartment

By Phil Sheridan | December 6, 2023

Your home should be a warm, safe shelter from the sometimes inhospitable world outside your windows. That’s true whether you own your home or rent it. As a renter, you…

How To Save On Heating Bills

By Robert Shaw | November 21, 2023

Winter is coming, and if that sounds like a fateful warning, the tone is no less ominous when applied to the battle consumers fight throughout the frigid season – how…

How To Reduce Your Gas Bill

By Phil Sheridan | October 6, 2023

There is one easy way to lower your natural gas bill this winter – sit tight and do nothing! That’s right. After years of rising prices, the cost of natural…

How To Save for Retirement

By Robert Shaw | October 5, 2023

It’s enticing to think of retirement as the ultimate beach destination where the vacation never ends. Unfortunately for many people, retiring comfortably is as insecure as a child’s sand castle…

Sources:

  1. Gull McElroy, N. (2023, May 12) A Low-Tech Money-Saving Hack Is Thriving on TikTok. Retrieved from https://www.wired.com/story/cash-stuffing-tiktok-instagram/
  2. N.A. (2023, Oct 13) What is cash stuffing? Retrieved from https://www.fidelity.com/learning-center/smart-money/cash-stuffing-envelope-budget