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Budgeting
For most Americans, cooling off on a hot summer day is as simple as flipping a switch or adjusting the thermostat. According to data from the 2020 Residential Energy Consumption…
Contrary to conventional wisdom, it is possible to save money on winter heating bills while sitting comfortably in the home. The two tenets – savings and comfort — are not…
Freedom from debt. What a beautiful notion. No more mortgage payments. No more car payments. No more credit card balances to drag you down. Nothin’. Everything you make, you get…
In 2022, 33% of Americans used cash advance apps. Sure, these popular apps can help you cover a financial emergency between paychecks, but unfortunately, they tend to create more problems…
If you’re in your 20s, 30s, or even 40s, retirement may seem far away, and you probably have so many other things that are more immediate to spend your money…
Almost half of Americans expect to retire in debt, according to a 2022 survey by the financial site MagnifyMoney. Even worse, the Federal Reserve Bank reports total debt for Americans…
A budget acts like a matchmaker. It introduces this end (your expenses) to that end (your income) and makes those ends meet. If one of your goals is to get,…
It’s always been a good idea to try to save money on food. It’s rarely been as important as right now. Grocery prices have skyrocketed in the past two years.…
You haven’t convinced yourself yet that you can save money, even though you know you need to. You might not even be convinced that anybody could save the kind of…
Savings accounts are an excellent solution for consumers with a specific need. They let you designate funds away from your checking account to organize your finances and retain clear sight…
Sources:
- Rogers, K. (2023, June 26) In extreme heat, here are 14 ways to keep your body and home cool without AC. CNN. Retrieved from https://www.cnn.com/2022/07/18/health/how-to-stay-cool-without-air-conditioning-wellness/index.html
- Orentas, G. (2023, May 10) How To Calculate The Cost To Run Different Types Of Air Conditioners. Forbes. Retrieved from https://www.forbes.com/home-improvement/hvac/calculate-cost-to-run-ac/
- N.A. (2023, March 24) 15 Easy Tips on How to Save Money on Air Conditioning This Summer. Retrieved from https://cielowigle.com/blog/save-money-on-air-conditioning/
- Scalisi, T. (2022, June 17) 8 Ways To Save Money On Your AC Bill This Year. Forbes Home. Retrieved from https://www.forbes.com/home-improvement/hvac/save-money-on-ac-bill/
- N.A. (2022, May 31) Nearly 90% of U.S. households used air conditioning in 2020. Retrieved from https://www.eia.gov/todayinenergy/detail.php?id=52558
- N.A. (2021, June 25) 10 Ways To Reduce Your Air Conditioning Costs This Summer. Retrieved from https://www.ars.com/blog/10-ways-to-reduce-air-conditioning-costs
- N.A. (2020, November 23) Time of Use and Dynamic Pricing Rates in the US. Retrieved from https://fsr.eui.eu/time-of-use-and-dynamic-pricing-rates-in-the-us/
- Aspegren, E. (2019, August 20) Thermostats at 78 degrees? That's what the government recommends. USA Today. Retrieved from https://www.usatoday.com/story/news/2019/08/20/fed-agency-sets-optimum-temperatures-social-media-reacts-78/2062104001/
- Wahl, J. (2018, September 18) Does changing your thermostat a degree or 2 really affect your wallet? 12 News. Retrieved from https://www.12news.com/article/news/local/valley/does-changing-your-thermostat-a-degree-or-2-really-affect-your-wallet/75-595785810
- N.A. (July 23, 2018) Air conditioning accounts for about 12% of U.S. home energy expenditures. Retrieved from https://www.eia.gov/todayinenergy/detail.php?id=36692
- N.A. (ND) Energy Efficiency Program Sponsor Frequently Asked Questions About ENERGY STAR Smart Thermostats. Retrieved from https://www.energystar.gov/products/heating_cooling/smart_thermostats/smart_thermostat_faq