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The words debt free in process are standing next to the loading bar representing debt relief.

Are Debt Relief Programs Legit?

By Tom Jackson | August 27, 2025

There are plenty of good debt-relief programs out there. There are also plenty of bad ones. If consumers do their homework and stick to their programs, there is indeed relief…

Osceola Workshop Partner

By Devin Joy | August 27, 2025

Be InCharge of Your Finances InCharge, in partnership with the Osceola County Housing and Community Services Department, is excited to offer in person workshops. LOCATION 1392 E. Vine Street Kissimmee…

Stethoscope on mock up Credit Card in hospital desk representing medical debt.

How Long Does Medical Debt Stay on Your Credit Report?

By Robert Shaw | August 25, 2025

The one-two punch of high healthcare costs and inadequate insurance coverage is enough to make medical debt a significant financial and social burden that puts many Americans on the ropes.…

Close Up Of Pen And Bank Statements Showing Credit Card APR.

How Credit Card Interest Works & What a Good APR Looks Like

By Alan Schmadtke | August 22, 2025

When you’re in the market for a new credit card or taking time to assess the card(s) you already have, one of your key points of analysis should be the…

Young woman sitting at a desk, reviewing her bank account and considering closing it.

Does Closing a Bank Account Hurt Your Credit?

By Sarah Brady | August 22, 2025

As a credit expert and a former NFCC-certified credit counselor, I know firsthand that many people are confused about what goes into their credit scores. So, I want to break…

Five9 DVA

By Enmanuel Ramirez-Valencia | July 28, 2025

Debt consolidation combines multiple debts into a single payment with a more favorable interest rate and more affordable monthly payment. IB_InCharge_Client_Experience Chat Script What Is Debt Consolidation? There are several…

Debt Management Plan Pros and Cons

Debt Management

By Max Fay | July 11, 2025

Create Your Debt Management Plan Today We help with debt from thousands of creditors, including these companies:   What Is a Debt Management Plan? A debt management plan is a…

Learn the details of credit counseling

Credit Counseling

By Max Fay | July 11, 2025

What Is Credit Counseling? Credit counseling is a free service that provides help with budgeting, solutions for becoming debt-free, and tips for managing your money successfully. Credit counseling is offered…

Debt Management Help

By Max Fay | June 30, 2025

Too Much Debt? consolidateIn Minutes You Can Be Debt Free In 3-5 Years A Debt Management Program Consolidates All Your Credit Card Bills Into One, Lower Monthly Payment At A…

learn more

By Max Fay | June 30, 2025