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Millions of Americans must deal with wrong information on their credit reports every year. Many of them hire someone to deal with it. That can be a colossal waste of…
Credit repair companies do work, but that may not be the full answer you need. In fact, the real question is whether you need a credit repair company at all?…
From 2025 to 2026, medical insurance premiums more than doubled for millions of people across the U.S. With medical costs continuously rising, many people are asking how they can cut…
For many, keeping pace with car payments is a major budget stressor: A September 2025 report by the Consumer Federation of America showed borrowers are slipping behind at a pace…
The federal government has a substantial set of programs to help people keep a roof over their head when it would otherwise be difficult or impossible to afford it. The…
A home equity loan is money borrowed against the equity in your home. Your “equity” is the value of your home minus the amount you owe. The loan amount is…
What happens when you can’t afford to pay back your debt? Depending on your circumstances, things can unfold in a few different ways. If you’re facing a financial hardship and…
Your Financial Readiness Toolkit Welcome to your Financial Readiness Toolkit a dedicated resource hub for active-duty service members, veterans, and military families enrolled in the Military Debt Relief Program. Whether…
Getting a personal loan is easy enough for many consumers. Too easy if you count those ubiquitous predatory payday loan agencies that prey on people’s desperation. The challenge is getting…
You might be finished with a credit account, but that doesn’t mean the credit account is finished with you. Closed accounts stay on your credit report for 7-10 years. A good one…