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Understand Debt
If you are being irresponsible about repaying debt, any private creditor (including credit card companies), can seek a court order to garnish your wages. Garnishing wages often is a last…
If you can read this, the saying goes, thank a teacher. In fact, thank them twice if they’ve remained committed to the job of educating our kids while juggling their…
The difference between secured and unsecured loans, in a word, is collateral. Secured loans require borrowers to put up a tangible asset, such as the home or vehicle they’re purchasing.…
Credit Card Debt When to use credit vs. debit, how to manage your credit card debt and how to organize your credit card statements. Students Here you’ll learn how to…
Millennials are stereotyped in a lot of different ways — black-rimmed glasses, ear buds attached at all times, designer haircuts, watching cat videos and taking selfies – but there is…
Sources:
- Schultz, M. (2023, October 6) Average Credit Card Interest Rate in America Today. Retrieved from https://www.lendingtree.com/credit-cards/average-credit-card-interest-rate-in-america/
- Loftsgordon, A. (ND) Using Exemptions to Protect Your Wages From Garnishment. Retrieved from https://www.nolo.com/legal-encyclopedia/using-exemptions-protect-your-wages-from-garnishment.html
- U.S. Department of Labor (2020, October 20) Fact Sheet #30: The Federal Wage Garnishment Law, Consumer Credit Protections Act’s Title III (CCPA). Retrieved from https://www.dol.gov/agencies/whd/fact-sheets/30-cppa