Category:
Credit Score

Wouldn’t it be great if you could make your financial mistakes disappear from the public record? You can, sort of. “Pay for Delete” is a financial strategy in which you…

Credit reports contain information that helps lenders assess risks associated with lending you money. This data gives lenders a well-rounded perspective on how you’ve managed credit in the past, which…

Debt consolidation is a sensible solution for consumers overwhelmed by credit card debt. It can be done with or without a loan. Consolidation cuts costs by lowering the interest rate…

What’s in your wallet? If it’s a Capital One credit card, check again. An identity thief stole the personal data of over 100 million Capital One customers in 2019. So…

If you make loan payments on time and keep debt under control, good for you. Many people want to be in your shoes. Pat yourself on the back, but don’t…

The Big Three credit reporting agencies – Experian, TransUnion and Equifax – must accurately gather data from billions of transactions and use that information to track and reliably report the…

For a variety of personal reasons closing credit card accounts might seem like a good idea. Do these reasons to do so sound familiar? You want to avoid (or end)…

Credit scores matter. A lot. So it’s best to understand what they are, how they are calculated and what they mean. Something this important should not be shrouded in myths…

Your credit, good or bad, can have an impact on almost every aspect of your life, from having a roof over your head to getting a job. What can good…

The number of online security breaches is so staggeringly high – more than 5 billion records exposed in 2019 – that the question of whether your private information has been…