Category:
Budgeting

Cash Advance Apps for Money Before Payday

By Sarah Brady | May 18, 2023

In 2022, 33%  of Americans used cash advance apps. Sure, these popular apps can help you cover a financial emergency between paychecks, but unfortunately, they tend to create more problems…

How Much Do I Need in My 401(k) to Retire?

By Maureen Milliken | April 29, 2023

If you’re in your 20s, 30s, or even 40s, retirement may seem far away, and you probably have so many other things that are more immediate to spend your money…

Debt-Free Retirement

By Tom Jackson | March 24, 2023

Almost half of Americans expect to retire in debt, according to a 2022 survey by the financial site MagnifyMoney. Even worse, the Federal Reserve Bank reports total debt for Americans…

7 Reasons You Should Budget: Why Is Budgeting So Important?

By Michael Knisley | February 10, 2023

A budget acts like a matchmaker. It introduces this end (your expenses) to that end (your income) and makes those ends meet. If one of your goals is to get,…

How to Make a Money Saving Meal Plan

By George Morris | December 12, 2022

It’s always been a good idea to try to save money on food. It’s rarely been as important as right now. Grocery prices have skyrocketed in the past two years.…

Best Ways To Save Money

By Robert Shaw | October 27, 2022

You haven’t convinced yourself yet that you can save money, even though you know you need to. You might not even be convinced that anybody could save the kind of…

Which Savings Account Will Earn You the Most Money?

By Bents Dulcio | September 1, 2022

Savings accounts are an excellent solution for consumers with a specific need. They let you designate funds away from your checking account to organize your finances and retain clear sight…

Does Social Media Encourage Bad Spending Habits?

By Sarah Brady | August 10, 2022

By the look of things on social media, you really can have it all. A new pair of designer shoes … a champagne toast over brunch … swimming in a…

10 Tips for Back-to-School Shopping on a Budget

By Tom Jackson | August 4, 2022

Long before COVID, another pandemic would hit America every August – the Back-To-School Blues. After a blissful summer, countless kids grumbled about having to return to class. Now there’s a…

Are Subscription Monitoring Apps Worth It?

By Tom Jackson | July 13, 2022

The world has gone subscription crazy. You can sign up for almost every service known to man, and probably a few that haven’t been invented yet. It’s fast, convenient and…

Sources:

  1. N.A. (2022, October 17) Survey: 33% of Americans Now Use Cash Advance Apps; Many are Struggling to Repay. Retrieved from https://debthammer.org/cash-advance-apps-survey/
  2. Luthi, B. (2023, February 7) Payday Loan vs. Cash Advance App: What’s the Difference? Retrieved from https://www.experian.com/blogs/ask-experian/payday-loan-vs-cash-advance-app/
  3. N.A. (2022, September 29) CFPB Sues MoneyLion for Overcharging Servicemembers and Trapping Consumers in Costly Memberships. Retrieved from https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-moneylion-for-overcharging-servicemembers-trapping-consumers-in-costly-memberships/