How to Have the Money Talk Before Marriage

By Heather Eggers | November 2, 2021

So, things are going great in your romantic life. Your partner is awesome. Sunshine and rainbows are everywhere. Here, finally, is the one you cannot live without, who also cannot…

Sign that reads "New Year's Resolution Debt Free!" surrounded by fireworks

New Year’s Resolution: How to Get Out of Debt in 2020

By Tom Jackson | December 26, 2019

Surveys show most Americans will make a resolution to get out of debt in 2020. Surveys also show most Americans will fail miserably. If you want to get out of…

Stacks of coins gradually increasing in height with plants sprouting from them

The Implications of Debt Management

By George Morris | August 15, 2019

Life can be expensive and one solution that people have come up with is to take on debt to afford things that they need to be able to carry out…

Credit or Debit Card for Shopaholics

By George Morris | April 15, 2019

Consumerism is well-ingrained in our society and this has pushed some people to make shopping a little more seriously than others. We call such people shopaholics and they are a…

Paper airplane on chalk board with Will Carrying a Balance Help My Credit Score? written on it.

Will Carrying a Balance Help My Credit Score?

By George Morris | July 30, 2018

The world is full of myths, and one might be costing you a lot of money. It’s the widespread belief that you need to carry a balance to improve your…

Debt After Divorce

How Long Will I Be Punished For My Ex’s Poor Payment History?

By George Morris | November 12, 2015

Dear Liz: How long must I be punished for my ex’s poor payment history? In our divorce he agreed to pay the credit cards and other bills. He defaulted and…

Father calculating DTI

How to Calculate Debt-To-Income Ratio

By Joey Johnston | July 1, 2015

Meet John, a supermarket manager who is married with three school-age children and takes home a comfortable paycheck. Sure, he has some credit card debts and a couple of car…