Category:
Budgeting

Two young adults engage in budgeting and financial planning while smiling.

Financial Planning In Your 20s

By Bents Dulcio | April 24, 2025

Your 20s are an exciting time – fresh starts, new jobs, and freedom that feels limitless. For many young adults, it’s easy to push financial planning to the back burner.…

Concept of paying off debt and save money.

Paying Off Debt vs. Saving? Which Is The Best Option?

By Bents Dulcio | December 18, 2024

Balancing the goals between paying off debt and saving money can be challenging. Both are essential for financial health but choosing where to focus your efforts depends on your unique…

Illustration of a man budgeting with a calculator.

Living on One Income

By Tom Jackson | October 28, 2024

Many American households are barely getting by on two incomes. They can’t even dream of surviving with one. Or can they? Almost 33% of families with children are single-income households.…

White piggy bank on a laptop computer, depicts high-yield savings account.

Advantages and Disadvantages of High-Yield Savings Account

By Alan Schmadtke | September 12, 2024

A High-Yield Savings Account is a popular choice for anyone looking to put some money away for future use. These high-performing accounts deliver a higher annual percentage yield (APY) compared…

Businessman marking check sign on calendar for monthly expenses

List of Typical Monthly Expenses

By Phil Sheridan | September 4, 2024

It can be overwhelming to manage your everyday life while also trying to manage your money responsibly. That’s a lot of plates in the air for most of us. People…

Excel style software program on laptop screen in office desk illustration for budgeting.

How To Use Excel for Budgeting

By Tom Jackson | August 13, 2024

Creating a proper budget is fundamental to good financial health. Indeed, it’s the most valuable lesson anyone can learn. Most Americans — 53% — agree with this, according to a…

A piece of cardboard that says - High-Yield Saving Accounts.

How To Open a High-Yield Savings Account

By Phil Sheridan | August 7, 2024

Having an excess sum of money to deal with is not the worst problem in the world. It can be a challenge, however. What do you do with money you…

Budgeting Tips For Beginners with inscription on the piece of paper.

Budgeting Tips for Beginners

By Pat McManamon | July 24, 2024

A budget will help ensure you do not spend more than you make. A budget allows you to understand what is going into the bank, and more important what is…

Elderly lady using calculator, personal budget concept

How to Budget Money on a Low Income

By Michael Knisley | July 18, 2024

Is this what you’re up against? In one direction, you see the molehill of your monthly income. In the other direction, you see a mountain of monthly expenses, and that…

Family working on a finance budget on the computer

Budgeting Tips for Families

By Maureen Milliken | July 12, 2024

Managing money seems tougher than ever these days. Rising prices, skyrocketing interest rates, credit card balances that never get smaller … it’s a full-time battle for most of us and…

Sources:

  1. N.A. (ND) Introduction to Investing. Retrieved from: https://www.investor.gov/introduction-investing
  2. N.A. (ND) Chapter 3: Budgeting and Shopping. Retrieved from: https://www.fdic.gov/consumer-resource-center/chapter-3-budgeting-and-shopping
  3. N.A. (ND) Chapter 2: Goals and Saving. Retrieved from: https://www.fdic.gov/consumer-resource-center/chapter-2-goals-and-saving
  4. Miller, M (2023 January 6) Financial Planning for Retirement: It’s More Accessible, but Be Careful. Retrieved from https://www.nytimes.com/2023/01/06/business/retirement-planning-advice.html