Your
Financial Readiness Toolkit

Welcome to your Financial Readiness Toolkit a dedicated resource hub for active-duty service members, veterans, and military families enrolled in the Military Debt Relief Program. Whether you’re rebuilding, planning ahead, or preparing for the next chapter, everything you need to stay financially mission-ready starts here.

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PLAN: Build Your Financial Base

Budget Worksheet

Download our budget worksheet and track income, expenses, savings goals, and debt paydown in one simple, printable format.

Track Your Progress

Log in to your client portal to keep track of your progress and celebrate milestones as you move closer to becoming debt-free.

Emergency Fund Planner

Create a dedicated savings account to function as your emergency and plan to build your safety net for unexpected expenses or transitions.

LEARN: Strengthen Financial Readiness

Budgeting Tips for Military Families

Get smart budget strategies built for military families. Learn how to manage pay, adjust when you relocate, cover your expenses, and save for the future.

Financial Protections for Service Members

Understand your legal and financial protections under the SCRA. Learn how active-duty service members, veterans, and military families can reduce interest rates, pause judgments, and safeguard property while serving.

Avoid Predatory Lending

Learn how to recognize and avoid predatory lenders targeting military members. Understand your rights under the Military Lending Act and how to protect your finances.

PROTECT: Safeguard What You’ve Earned

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Fraud Alerts & Credit Monitoring

The threat of credit-card fraud or identity theft is ever-present, and it may seem impossible to know when you’re at risk and who might be trying to defraud you. Military personnel, particularly those who are deployed, are perhaps at a higher risk for these types of scams, as it’s harder to monitor your own credit reports or receive notifications about potentially fraudulent account activities while you’re away from home or in the field.

GROW: Move Forward with Confidence

Improving Your Credit

Discover how your credit score works and explore proven strategies to improve it—whether you’re in the military, a veteran, or part of a military family. Learn the key factors that influence your score and actionable steps you can start today.

How to Turn Military Skills Into a Civilian Career

Explore career pathways for veterans transitioning from service, discover jobs with or without a degree, and learn tips for leveraging your military experience in civilian employment.

Education Benefits for Military Families

Explore education benefits, tuition-assistance options, scholarships, and planning tips designed for service members, veterans, and military families.

ACCESS SUPPORT: Financial Aid & Assistance

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Financial Assistance Programs for Veterans

Many military families face challenges covering essentials like housing, food, and transportation, especially when unexpected expenses arise. Fortunately, a range of programs offer financial assistance for veterans, service members, and their families.

Visit

Findhelp.org

for resources in your area

Search and connect to support. Financial assistance, food pantries, medical care, and other free or reduced-cost help starts here:

Your Financial Readiness Journey Starts Here

Every journey looks different, but every success begins with taking the first step. Watch how one veteran used the debt relief program to regain control and rebuild confidence.