Too Much Debt?

consolidate
In Minutes

You Can Be Debt Free In 3-5 Years

A Debt Management Program Consolidates All Your Credit Card Bills Into One, Lower Monthly Payment At A Reduced Interest Rate.

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Choose Your
Credit Card Debt Amount


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94% Customer Satisfaction Rating

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We Help With Debt From Thousands of Creditors

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Why Consolidate Your Debt

A Single Monthly Payment

One Payment, To One Source, Once A Month.
No More Worrying About Due Dates And Minimum Payment Amounts. Debt Consolidation Simplifies The Bill-Paying Process.

Lower Interest Rate

Credit Card Interest Rates Can Add Hundreds – Sometimes Thousands – Of Dollars To Your Debt. Lowering The Interest Rate Will Reduce The Amount Of Debt You Pay.

Pay Off Debts Faster

Debt Consolidation Programs Reduce The Payoff Time To 3-5 Years. Trying To Pay Off High Interest Credit Card Debt By Making Minimum Monthly Payments Can Take 10 Years Or, In Most Cases, Longer.

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Real People With Real Stories

Changing Lives Is Our Mission At InCharge, And The Lives Of People Like Kristi Is What Our Mission Is All About. Every One Of Our Client's Stories Are Important And Impactful To Not Just Us, But To Inspire Others Like Her. 

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Signs You Should Consolidate Debt

  • You Are Spending More Money Than You Are Making.
  • Your Credit Card Balances Are Growing, Not Shrinking.
  • You're Making Only The Minimum Payments On Your Debt.
  • You Carry Debt On More Than 5 Credit Cards.
  • You Have Been Turned Down For A Credit Card Or Installment Loan For Having A High Debt-To-Income Ratio.
  • You Are Approaching Or Are At Your Credit Card Limits.
  • You Carry A Balance On Credit Cards With Interest Rates In Excess Of 18.99%.

Debt consolidation is beneficial to some people, but not everyone. Because every person's financial situation is unique, it is best to spend time examining each option and find the one that is right for you. The counselors at InCharge are trained and certified to sort through the Pros and Cons and find out which one solves your problem.

Nonprofit Debt Relief Solutions

InCharge Debt Solutions, A Leading Nonprofit Organization, Offers a leading nonprofit organization, offers free and impartial debt relief solutions to consumers struggling with credit card or other unsecured debt.  If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation. You could be just minutes away from debt relief.

TOTAL DEBT PAID OFF

$0 Billion

PEOPLE HELPED

0 Million

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FINANCIAL WORKSHOPS

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