All office hours are Eastern Standard Time...
Credit Counseling
New credit counseling clients
Toll Free: 1-877-906-5599
Certified Credit Counselors are available
Monday - Friday: 8am - 11pm
Saturday: 9am - 6pm
Customer Service
Existing InCharge clients
Toll Free: 1-888-734-6229
Customer Service agents are available
Monday - Friday: 8am - 6pm
Housing Counseling
New or existing Housing clients
Toll Free: 1-877-712-6040
Certified Housing Counselors are available
Monday - Friday: 9am - 5pm
Bankruptcy Counseling
New or existing Bankruptcy clients
Toll Free: 1-866-729-0049
Certified Bankruptcy Counselors are available
Monday - Friday: 8am - 9pm
InCharge is closed on the following holidays
New Year's Day
Memorial Day
Independence Day
Labor Day
Day after Thanksgiving
Christmas Day
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Mind Your Finances

Mind Your Finances Free Online Course


Designed for consumers of all ages, Mind Your Finances e-Learning shows you how to manage your money and credit through a series of interactive challenges.

Mind Your Finances e-Learning is a credit and money management certification program that empowers consumers to take charge of their finances. The self-paced course encourages you to build on personal experiences to secure your financial future. Created with input from national experts in the fields of consumer economics and personal financial management, Mind Your Finances e-Learning presents the key concepts and actions you can take to maintain control of your money:

  • Clarifying Goals
  • Organizing Financial Records
  • Monitoring Debt-to-Income Ratio and Credit Use
  • Preparing a Spending Plan
  • Asking for Credit Reports
  • Saving Money
  • Studying and Learning About Consumer Credit Issues

Learn how to keep your head above water in the turbulent financial seas of everyday living - Get Mind Your Finances e-Learning today!

Take the Mind Your Finances Course Today