InCharge Homebuyer Education Workshops
InCharge offers monthly Homebuyer Education Workshops in English and Spanish for anyone interested in learning more about the path to homeownership.
This HUD-approved course includes instruction in the financial and practical aspects of buying and maintaining a home, along with learning the advantages and disadvantages to homeownership. The consumer will also learn about credit report review, creating a budget, debt-to-income ratios, and what loan programs or down payment assistance programs are available in the community. An overview of Predatory Lending, Foreclosure Scams, and Closing documents required for closing a loan are also taught in this homebuyer education class. Certificates are provided upon completion of the class..
InCharge workshops are held on Saturdays from 8:30 a.m. to 5:30 p.m. in the Central Florida area at 5750 Major Blvd, Suite 150, Orlando, Florida 32819.
InCharge Debt Solutions is recognized as "Adopting" the National Industry Standards for Homeownership Education and Counseling recommended by FannieMae.
Download our free education materials for a step-by-step guide to purchasing a home.
Our certificates can also be used towards the NSP (Neighborhood Stabilization Program) and First Time Homebuyer's Down Payment assistance programs.
Pre-Purchase Housing Counseling
Homebuyers in Florida get expert advice from professional certified housing counselors. In today's tough economy, it's more important than ever to understand the "ins and outs" of home buying. InCharge provides confidential, one-on-one counseling sessions for homebuyers in Florida.
An InCharge Certified Housing Counselor will work with you and advise you on what you can afford, explain mortgage terms, the importance of home inspections and how to prepare and what to expect at closing. They'll work with you to help analyze your current financial situation, review your credit report and assist in overcoming barriers to help you become mortgage-ready. A budget and action plan will be developed to help get you on track to achieving the ultimate goal of homeownership.
Call toll-free 877-712-6040 for your home purchase counseling.
Monday-Friday 8am-6pm EST
Why Seek Help from InCharge?
InCharge is a trusted, reputable 501(c)(3) nonprofit leader that has helped over a million people like you repay a staggering $2.8 billion in debt. With an A+ rating from the Better Business Bureau, InCharge is also a member of the National Foundation for Credit Counseling (NFCC) and Association of Independent Consumer Credit Counseling Agencies (AICCCA) and is accredited by the prestigious Council on Accreditation (CoA). When your financial future is a stake, you want to partner with a trusted leader who provides sound, legitimate and proven solutions for getting out of debt. InCharge is approved by the US Department of Housing and Urban Development (HUD) to help consumers with their housing needs.