InCharge Debt Solutions can help. We are participating in Florida's Hardest Hit: a government sponsored program that has allocated up to $1 billion in financial aid to assist qualified homeowners who are either unemployed or underemployed through no fault of their own.
This initiative provides qualified homeowners with cash assistance for up to six months to a maximum of $12,000 until the homeowner finds adequate employment (whichever comes first). To find out if you are eligible, visit Florida Hardest Hit or contact their toll free information line at 1-877-863-5244, Monday – Friday, 9:00 a.m. – 5:00 p.m.
When completing the Hardest Hit Funds online application, please use referral code 66071 to ensure you are assigned to our agency. To speak with one of our Certified Counselors to help determine your eligibility and find out if you qualify for assistance, you may call 1-877-300-5186 or email us.
Are you delinquent on your mortgage? In danger of losing your home?
In today's economy, many Americans face the frightening challenge of mortgage delinquency that could trigger foreclosure. Your first step should be getting expert advice from a housing professional. InCharge provides assistance to borrowers in Florida by reviewing their individual situation and looking at possible short- and long-term options. Help starts with free, confidential counseling from an InCharge Certified Housing Counselor.
Whether you're facing imminent hardship or are just behind in your mortgage payments, our trained housing counselors give you an expert assessment of your financial situation through telephone counseling (or in person in the Orlando, Florida area). InCharge counselors give advice on reworking your budget and then work with your lender as your advocate to get an agreement on a plan to address the problem. You’ll get the help you need to develop a spending plan, establish and prioritize the specific actions you need to take, and have a HUD approved, certified Housing counselor as your advocate in negotiations with your lender.
Facing an adjustable rate mortgage payment increase that you can't handle? Experiencing a financial hardship with your mortgage?
Please call 1-877-712-6040 for free foreclosure prevention counseling or to find out about our next Foreclosure Prevention Workshop held in Central Florida.
Gather these items and call today for professional help:
- Household bills
- Monthly mortgage statement
- Two most recent paycheck stubs
- Two most recent bank statement
- Hardship letter explaining the reason for the delinquency
Why Seek Help from InCharge?
InCharge is a trusted, reputable 501(c)(3) nonprofit leader that has helped over a million people like you repay a staggering $2.8 billion in debt. With an A+ rating from the Better Business Bureau, InCharge is also a member of the National Foundation for Credit Counseling (NFCC) and Association of Independent Consumer Credit Counseling Agencies (AICCCA) and is accredited by the prestigious Council on Accreditation (CoA). When your financial future is at stake, you want to partner with a trusted leader who provides sound, legitimate and proven solutions for getting out of debt. InCharge is approved by the US Department of Housing and Urban Development (HUD) to help consumers with their housing needs.
Signs That You Need InCharge's Help
- Are you worried that mortgage delinquency might cost you your home?
- Are you "robbing Peter to pay Paul" every month?
- Facing an adjustable rate mortgage payment increase that you can't handle?
- Realizing that increased costs for food and gas are putting you over the edge?
- Dealing with collection calls and feeling stressed and desperate?
InCharge Debt Solutions is recognized as adopting the National Industry Standards for Homeownership Education and Counseling recommended by FannieMae.
