An InCharge Client Testimonial - Credit Debt Consolidation Program

Kathy: Fort Fairfield, ME

Other than the abuse of using credit cards to simply "keep up with the Jones", others find credit cards a necessity during difficult situations. "We got into debt, because we lost our house in the flood. We needed things for the new house." Kathy and her family had suffered a terrible flood in their hometown and were forced to start over. In addition, Kathy lost her job due to illness and her family was forced to rely on one income. With four credit cards and $6,000 in debt, "The bills kept going up, we didn't have the money to pay them. I decided, 'enough of this'. That night, Kathy saw a InCharge commercial -- and called the next day.

While being on the program, Kathy recalls her experience as being very positive. "They were very helpful and felt very confident of the way they handled things."

Continuing to depend on one income, Kathy admits the family has learned to be more disciplined. Her husband enrolled in a program at work in which a certain percentage of his paycheck goes in the checking account and the rest into savings. "We're saving for a new truck," says Kathy proudly.