Student Loan Help from InCharge Debt Solutions

Get Your Customized Federal Student Debt Analysis For Just $39.00

Today’s average public university student with a four-year degree graduates with more than $30,000 in debt. With 30+ loan types and more than 100 repayment solutions, you need an expert that can identify the best repayment plan for your personal situation. If you have any questions you can call (800) 540-0289.

In just minutes, we can discover all of the options available to you:

  1. Input your basic information and your federal loan information. (Hint: Easily download all of your loan information via your NSLDS file on the Federal Student Aid website.)
  2. Answer approximately 25 questions tailored to your unique situation. We use the advanced SLADE™ logic engine to identify all of your qualified options, including potential discharges, repayment plans, rehabilitations and more.
  3. Get a customized report tailored to your specific circumstances, including full descriptions of your qualified solutions, items for consideration and detailed steps to implement your solutions.
  4. Need extra help? No problem. We can connect you directly to nationally-accredited student loan counselors to assist you with making or implementing your solutions.

Your Student Loan Debt Options

Curious as to what your finished report will include?

Our price for your federal student debt analysis is $39.00. This includes a complete analysis of your federal student loan debt that will identify all of your qualified options, including all available payment plans, discharge opportunities, rehabilitation options and more. Your final report will include full solution descriptions, things to consider before making any changes (such as tax implications) and all of the steps you’ll need to implement your chosen solution(s).

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Dave & Mary Saved $1709 Per Month

After consolidation and choosing a new repayment schedule, our monthly payment went from $1806 to $97!

Flexible Repayment Options

If you’re struggling to make your student loan payments on the Standard Repayment Plan, rest assured there are programs available to drastically reduce your payment. These include payments tied to your income, payments that start low and gradually increase over time as you make more money, and payment plans stretched over a longer repayment period.

Renewed Deferment Options

If you have exhausted the deferment options on your current Federal education loans, a Direct Consolidation Loan may renew many of those deferment options. In addition, you may be eligible for additional deferment options if you have an outstanding balance on a FFEL Program loan made before July 1, 1993, when you obtain your first Direct Loan.

Loan Forgiveness Options

Public Service Loan Forgiveness is only available to borrowers with Direct Loans and Direct Consolidation Loans. Convert your ineligible FFEL and Perkins Loans to Direct Consolidation Loans. Under this program, public service workers can obtain low monthly payments (based on income) and have their outstanding balance forgiven after 120 on-time payments.