Debt Management Program

A Debt Management Program (DMP) enables you to consolidate your debt payments into one manageable monthly amount. InCharge Debt Solutions will work with your creditors to lower your interest rates and put together a plan to pay down your debts in a much shorter period of time than you are now facing. We’ll even help you create a monthly budget and money management plan. With our help, the collection calls will stop and you can relieve your debt stress without a loan or bankruptcy.

InCharge has the unique ability to show you the benefits of a DMP either by telephone or online.

Via Telephone

If you choose to learn about a DMP by telephone, you’ll speak with a Certified Credit Counselor who will gather your debt information by computer through a "soft pull" (that does not affect your credit score) and confirm the credit bureau data for accuracy. The Counselor will analyze your income, assets and debts, then calculate the monthly payment and length of time required to retire the debts, and with your approval, activate the solution.

Via Computer

The same process is now available online utilizing the tools found in this Web site. Simply click FIND YOUR SOLUTION to take advantage of this innovative system.