InCharge Money 101
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Financial Calculators

Get to know your finances with our interactive financial calculators. From paying off your mortgage to saving for college, these valuable tools can help you plot out and visualize your financial goals. Then you just have to make them a reality! The online credit counseling tools and calculators can help you lay out a financial plan to achieve your dreams.

Auto Buying & Financing

Auto Loan Calculator

Use this auto loan calculator to help you determine your monthly auto loan payment or your auto purchase price, amortization schedule, loan terms, down payments, interest rate, trade allowance.

Lease vs. Buy

Should you lease or buy your car? Use this calculator to determine which is the better value for you.

Credit & Debt Management

Credit Card Payoff

Use this credit card payoff calculator to see what it will take to pay off your credit card balance, and what you can change to meet your credit card repayment goals.

How much do you owe?

Use this debt management calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

Debt Rolldown

Use this debt management calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

Home & Mortgage

Mortgage Loan Calculator

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances.

Mortgage Payoff Calculator

InCharge’s Mortgage Payoff Calculator can help you lay out a plan to reach your financial and housing goals.

Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

Loan Comparison Calculator

Loan comparison calculator helps you compare monthly payments, interest rate, origination fee, loan term, amortization, APR, for new loan.

Personal Finance

Home Budget Calculator

Managing your monthly budget can be difficult and frustrating. This calculator helps you determine where your money is going and how you can better manage your home budget.

Net Worth Calculator

Your net worth is the value of all of your assets, minus the total of all of your liabilities - what you own minus what you owe. This net worth calculator helps you calculate your net worth.

Balance Your Checkbook

This calculator helps balance your checkbook. Enter the ending balance on your statement, and then enter all of your outstanding checks and deposits. If your checkbook register matches our calculated amount, your checkbook is balanced!

Long Term Care

Long term care is needed by those who can't perform basic tasks to care for themselves due to illness or chronic injury. This calculator helps determine if you are prepared for this expense.

Retirement Planning

Retirement Income Calculator

Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Retirement Planner

Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.

Social Security Calculator

InCharge’s Social Security Calculator can help you lay out a savings plan to give you the financial resources you will need at retirement.

Saving and Investing

College Savings Calculator

Use InCharge’s College Savings Calculator to see if your current plan is saving enough for your children’s college tuition.

Compound Interest Calculator

How interest is calculated can greatly affect your savings. This calculator demonstrates how compounding can affect your savings, and how interest on your interest can really add up!

Savings Calculator

InCharge’s Savings Calculator can help you prepare a savings plan to build financial resources for emergencies and retirement purposes.

Savings Goals Calculator

What will it take to reach your savings goals? This financial calculator helps you find out.


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