How Serious Is Your Debt? InCharge Debt Solutions Offers Free Online Debt Stress
Check-Up
InCharge Debt Solutions Offers Free Online Debt Stress Check-Up
Posted on November 25, 2008
Download a PDF Version of this Press Release
(Orlando, FL) — Your doctor will tell you that a regular exam is the best way to
avoid problems in the future. For Americans worried about their credit card debt
as the holidays approach, a “debt-stress check-up” is just what the doctor ordered.
InCharge ® Debt Solutions has created a free online check-up that helps consumers
gauge the severity of their credit card debt, ability to repay, and how much stress
they feel over their bills. To get yours, click the “Do I Need a Debt Solution?”
button at (www.InCharge.org).
“Facing the holidays in this turbulent economy without a complete picture of your
credit card debt is like spending the day outdoors in 32 degree weather without
a coat,” said Etta Money, president and CEO of InCharge, one of the nation’s leading
nonprofit credit counseling organizations. “It’s not only unhealthy, it’s unwise.
And, thanks to the InCharge online debt-stress check-up…it’s unnecessary! It may
even help consumers avoid the temptation of adding to their credit card debt during
the holiday season.”
For some consumers, their debt stress may be rated on a ten point scale as "manageable"
and, using the
budgeting tools and calculators found on (www.InCharge.org),
they can improve their debt situation on their own.
Those with a high debt stress score may continue online after their “check-up” to
learn more about alternative debt solutions or choose to take advantage of a free
telephone consultation with a Certified Credit Counselor by calling InCharge at
888-360-9694. If the consumer chooses a Debt Management Program as the best solution,
InCharge works with creditors to help consolidate credit card payments into one,
reduce interest rates, eliminate late and over-limit fees, and bring a halt to collection
calls
For more personal finance tips and credit counseling information, visit (www.InCharge.org) or call InCharge at 888-360-9694.
About InCharge® Debt Solutions
Headquartered in Orlando, Florida, InCharge Debt Solutions (IDS) provides professional
credit counseling and personal money management education to consumers and is a
member of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).
IDS is one of the unique organizations to be dually accredited by both ISO 9001-2008
Quality Standards and the Council on Accreditation (COA). Consumers can access InCharge
Debt Solutions credit counseling services for free by calling 1-888-360-9694 or
online at (www.InCharge.org).