Loading

|  Call Toll-Free: 
877-712-6040

Housing Counseling

Home Foreclosure Prevention

Use Referral Code 66071


Florida's Hardest Hit

Are you currently unemployed or underemployed and having challenges paying your mortgage?


InCharge Debt Solutions can help!  

The federal government has allocated funding to help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own. The Florida Hardest-Hit Fund (HHF) program aims to assist qualified Florida homeowners by providing mortgage assistance for up to 12 months (capped at $24,000), or until the homeowner finds adequate employment to resume paying the mortgage (whichever comes first), with up to $18,000 available to reinstate a delinquent first mortgage prior to payments being made. Additionally, for a homeowner who is recovering from unemployment/underemployment, up to $25,000 is available as a one-time payment to reinstate a delinquent first mortgage. 

HHF assistance is paid directly to the loan servicer/lender for those homeowners deemed eligible to participate in the program. 

To find out if you qualify for assistance, please visit the HHF official website at www.FLHardestHitHelp.org to review eligibility criteria and to apply; please use Referral Code 66071 when completing your application. For further questions, contact the Hardest-Hit Toll-Free Information line at 

1-(877) 863-5244
Monday-Friday
8:00 a.m. – 6:00 p.m.

InCharge Debt Solutions is an approved HHF Advisor Agency. After reviewing HHF program benefits/guidelines and eligibility criteria on the official HHF website, you may contact us for a pre-screening at 1-877-300-5186 or email us


InCharge Debt Solutions Freddie Mac Borrower Help Center

InCharge Debt Solutions has teamed up with Freddie Mac to open the InCharge Debt Solutions Freddie Mac Borrower Help Center. We provide assistance to struggling homeowners with Freddie Mac-owned mortgages to help keep them in their homes, whenever possible. Click on the link above to learn more about help available through our partnership.


SiteMap