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General debt-related FAQs

How can I manage my debt or find a way to settle my outstanding debts?

Learning how to manage debt can be overwhelming, especially if your household income has been reduced. Many debt-stressed consumers want to know how to settle credit card debt in what is generally referred to as debt settlement, but it is a difficult process to pursue on your own and it does have tax consequences and associated fees. Rather than simply seeking to “settle” your debt, take the time to understand the benefits of credit counseling by speaking with a Certified Credit Counselor at InCharge Debt Solutions. The counselor will work with you to evaluate your financial situation and find a debt solution that is right for you.

Get your debt solution today!

Use our online tool to get your custom financial solution in minutes! It's free and there's no obligation. Or, call one of our certified credit counselors at the toll free number above.

CONTACT CLIENT SERVICES

If you have a question about your account with InCharge Debt Solutions, please call 1-800-801-8152 or click the Client Login button below to submit an online contact.

Client Login