InCharge offers immediate, accessible and convenient assistance to debt management program participants across the country. In order to meet your needs, counselors are available by phone six days a week and you also can start the process anytime of the day or night through this website. You won't need to schedule an appointment or take time off from work. We offer date options so that you can choose the most convenient time of the month for your payment. Through our convenient E-Pay system, funds can be withdrawn electronically from your bank account. In addition, InCharge is dedicated to helping its clients learn how to better manage their finances. InCharge provides consumer information and materials, including a dynamic, interactive website and a quarterly newsletter offering budgeting and financial tips that help you stay on the right track while you complete your
Debt Management Program.