Why should I include all of my credit card accounts on the program? Would it be
okay if I just held on to one of them?
Remember, the goal of our Debt Management Plan is to help you pay down your debt
in the quickest and most efficient way possible. In order for us to do that, you
must include all of your unsecured accounts on the program. This is a requirement
of your creditors, who will monitor the activity on your credit report while you
are on the program. If you use any credit cards or department store cards, they
may disqualify you from the program and you will lose the benefits they have provided.