Departments
All office hours are Eastern Standard Time...
Credit Counseling
New credit counseling clients
Toll Free: 1-877-906-5599
Certified Credit Counselors are available
Monday - Friday: 8am - 11pm
Saturday: 9am - 6pm
Customer Service
Existing InCharge clients
Toll Free: 1-888-734-6229
Customer Service agents are available
Monday - Friday: 8am - 6pm
Housing Counseling
New or existing Housing clients
Toll Free: 1-877-712-6040
Certified Housing Counselors are available
Monday - Friday: 9am - 5pm
Bankruptcy Counseling
New or existing Bankruptcy clients
Toll Free: 1-866-729-0049
Certified Bankruptcy Counselors are available
Monday - Friday: 8am - 9pm
Holidays
InCharge is closed on the following holidays
New Year's Day
Memorial Day
Independence Day
Labor Day
Thanksgiving
Day after Thanksgiving
Christmas Day
Speak with a counselor @ 
800-565-8953

State Disclosures

InCharge Debt Solutions also does business as “InCharge.” 

Arizona residents:
 InCharge Debt Solutions (formerly Profina Debt Solutions) is NOT A LOAN COMPANY.

Delaware, Colorado, and Rhode Island Residents: Establishment of a plan may adversely affect the individual’s credit rating or scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation.

Utah Residents: Using a debt management plan may make it harder for an individual to obtain credit.

Illinois residents: We do not lend money. InCharge® Debt Solutions, 5750 Major Blvd, Suite 300 Orlando FL 32819

Indiana residents: We do not lend money. InCharge® Debt Solutions, 5750 Major Blvd, Suite 300 Orlando FL 32819

Mississippi residents: InCharge Debt Solutions (formerly Profina Debt Solutions) is a Licensed Debt Management Service Provider

Maryland residents: The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding InCharge Debt Solutions (License # 14-4) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136.

Nevada residents:
For a listing of InCharge Debt Solutions’ Officers, please click here

New York residents:
 InCharge Debt Solutions is licensed by the New York State Department of Financial Services. InCharge® Debt Solutions, 5750 Major Blvd, Suite 300 Orlando FL 32819

Vermont residents: InCharge Debt Solutions is licensed by the Department of Banking, Insurance, Securities, and Health Care Administration.

InCharge® Debt Solutions
5750 Major Blvd, Suite 300
Orlando FL 32819

Oregon Residents: InCharge Debt Solutions is registered by the State of Oregon (registration# DM-80015).