All office hours are Eastern Standard Time...
Credit Counseling
New credit counseling clients
Toll Free: 1-877-906-5599
Certified Credit Counselors are available
Monday - Friday: 8am - 11pm
Saturday: 9am - 6pm
Customer Service
Existing InCharge clients
Toll Free: 1-888-734-6229
Customer Service agents are available
Monday - Friday: 8am - 6pm
Housing Counseling
New or existing Housing clients
Toll Free: 1-877-712-6040
Certified Housing Counselors are available
Monday - Friday: 9am - 5pm
Bankruptcy Counseling
New or existing Bankruptcy clients
Toll Free: 1-866-729-0049
Certified Bankruptcy Counselors are available
Monday - Friday: 8am - 9pm
InCharge is closed on the following holidays
New Year's Day
Memorial Day
Independence Day
Labor Day
Day after Thanksgiving
Christmas Day
Speak with a counselor @ 

Financial Literacy Workshops

InCharge Workshops & Outreach Events

We value financial education and work with many partners to deliver it. 

Interested in partnering with us on a community service project or having us talk to your group about how to budget, save and pay down debt? We welcome the opportunity to further our mission.

To find out how your group can work with InCharge on a financial literacy workshop, please contact Shawn Walsh at

Homebuyer Education Workshops

InCharge Debt Solutions has also been approved by HUD (United States Department of Housing and Urban Development) to provide pre and post-purchase housing counseling, foreclosure prevention and homebuyer education.   

This HUD-approved course includes instruction in the financial and practical aspects of buying and maintaining a home.  The consumer will learn about:

  • Credit Requirements for obtaining a home
  • Creating a budget and savings strategy
  • Debt to Income Ratios and how they impact your mortgage readiness
  • Availability of mortgage loan and down payment assistance programs in the community

Register for this free workshop

Please note, our classes are offered on the 2nd and 3rd Saturday of each month.

Credit Counseling and Financial Literacy Workshops

We believe that education is essential to promoting financial fitness, we provide workshops to many organizations including, schools, employers, military members, banks, and credit unions.  During our workshops we discuss:

  • Credit and Debt 
  • Designing a Spending Plan
  • Understanding and improving your credit score
  • Develop a Savings Strategy
  • Attitudes About Money
  • Importance of building your 401k plan
  • Review your financial situation to provide you with options

Below is a partial listing of organizations where we perform financial literacy workshops.

  • A Gift For Teaching
  • Junior Achievement of Central Florida
  • Second Food Harvest
  • Boys & Girls Club of Central Florida
  • American Red Cross
  • Habitat for Humanity
  • Goodwill
  • Middle School AVID Programs

Teach Money Financial Literacy Workshops

The Teach Money financial literacy workshops are designed to help future teachers learn financial literacy concepts for themselves and how to incorporate these concepts into their teaching. InCharge regularly delivers Teach Money workshops to education colleges throughout Central Florida, including the University of Central Florida and Brevard College. Teach Money workshops have also been delivered at national financial literacy conferences for educators including the Jump$tart National Educator Conference and the Annual Conference on Financial Education.

If you are an educator or education professor in located in Central Florida and would like to learn more about how the Teach Money program can help you and your students, please email the program director.