About Us
In Charge Debt Solutions

InCharge® Debt Solutions (IDS) is a 501(c)(3) nonprofit organization offering confidential and professional credit counseling, debt management services and educational initiatives promoting financial literacy nationwide. IDS is a member of the Association of Independent Consumer Credit Counseling Agencies as well as an A+-rated member of the Better Business Bureau of Central Florida. We pride ourselves in being one of the top nonprofit debt management companies that offers solutions for consumers to get debt relief and eliminate the stress caused by credit card and medical debts.


In Charge Education Foundation

InCharge® Education Foundation, Inc. (ICEF), a 501(c)(3) nonprofit organization, provides educational products and services that promote improved personal financial literacy of consumers nationwide, encompassing everything from community outreach workshops and eLearning tools to bankruptcy credit counseling and the award-winning Military Money magazine.

Products and Services

ICEF serves consumers from many walks of life, civilians and military, students and the retired, and anyone who could benefit from personal finance education. Its educational tools and services include:

Military Money – a quarterly magazine and Web site that explore the dynamic lifestyle of military families and serve as an authoritative financial resource for those serving in America's armed forces and those transitioning to civilian life. Read More

Mind Your Finances.com – comprised of seven independent learning modules which cover topics such as understanding credit reports, credit terms and definitions, responsible use of credit, creating spending plans, goal setting, and other core financial skills. Read More

Bankruptcy Counseling and Education – InCharge® Education Foundation (ICEF) has been approved by the Executive Office for United States Trustees (EOUST)* to offer online Pre-Filing Bankruptcy Counseling, making it one of a select group of providers offering both pre-filing counseling and pre-discharge debtor education courses online. Read More
*InCharge Education Foundation is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not imply that EOUST endorses or ensures the quality of an agency's services.


In Charge Housing Counseling

InCharge® Housing Counseling Services (IHCS), a 501(c)(3) nonprofit organization, offers housing counseling to assist homebuyers to achieve the American dream of homeownership and provides budget and credit counseling to homeowners faced with financial challenges. Read More


In Charge Instute.gif

InCharge® Institute of America, Inc. is a 501(c)(3) nonprofit organization whose employees and Board of Trustees provide oversight and executive leadership to IDS, ICEF and IHC in support of their missions to serve the debt distressed, improve personal financial literacy and develop products and services that educate and enable Americans to use credit responsibly in pursuit of their goals.

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If you have a question about your account with InCharge Debt Solutions, please call 1-800-801-8152 or click the Client Login button below to submit an online contact.

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