An InCharge Client Testimonial - Debt Consolidation Program

Rachel: Churchville, PA

Rachel and her family wanted the American Dream, so they started their own business—a financial business. Unfortunately, the business was unsuccessful and the expenditures made for the business were all charged on credit cards. Rachel expressed that the minimum payments were more than they could handle. "We realized we needed to call when we began getting a lot calls from the creditors. I had enough, I wanted to be free of it all."

Prior to enrolling with InCharge, Rachel had called several other credit counseling agencies and was deterred because of their high "service fee". According to Rachel, "I didn't want a loan, I wanted something that I could pay off, and I didn't want to pay a very large monthly fee. Your service fee was the lowest." While on the plan, Rachel felt confident that at any give time, one of the counselors would be able to help should a situation with her account arise. As of now, they have no credit card debt right and solely rely on their debit card. Now, Rachel says, "We can't afford something, we don't buy it."