We are proud to share these testimonials from InCharge clients. Read the true stories
of success they’ve had utilizing our debt management plans. They contacted us looking
for ways to get out of debt, and we helped them. We can develop a debt management
plan that can work for you, too.
MARY - Madison, MS
Mary began the program with about $18,000 in debt and decided she just couldn't
handle it anymore. "I watched the commercial on TV and called while it was going
on.. When I hung up, I felt like, 'this is what I need, this is the answer.'"

JOSEPHINE - Russellville, AL
Josephine's debt began small and then grew to well over $10,000. "It started with
catalogue orders. You start looking and you say to yourself, 'I can get this', and
then I started getting more catalogues and I always saw something I wanted. I got
in over my head."

JOHN - Reno, Nevada
When John and his wife finalized their divorce, he was left with the responsibility
of repaying the more than $8,000 in debt they had accumulated. With the constant
monthly late fees and over the limit fees, John called his creditor and asked for
help – and they recommended he call InCharge.

RACHEL - Churchville, PA
Rachel and her family wanted the American Dream, so they started their own business.
Unfortunately, the business was unsuccessful and all of the business expenditures
were charged on credit cards. "We realized we needed to call when we began getting
a lot of calls from the creditors. I had enough, I wanted to be free of it all."

KATHY - Fort Fairfield, ME
"We got into debt, because we lost our house in the flood. We needed things for
the new house." In addition, Kathy lost her job due to illness and her family was
forced to rely on one income. "The bills kept going up, we didn't have the money
to pay them. I decided 'enough of this.'" Kathy called InCharge the next day.

RICHARD - Terrehaute, IN
Another victim lured in by the free t-shirts and other novelties offered by credit
card companies on college campuses is Richard from Indiana. Ten years, four credit
cards and about $14,000 in debt later, Richard decided it was time to call InCharge.

BILLY - Penyton, TX
Often times, no matter how “normal” our life is, accidents happen and we need to
be prepared. Billy had a good paying job and was in good standing with her credit
cards until she got into a bad traffic accident that caused her to become disable
and unable to work. With her loss of income, Billy began to depend more and more
on credit cards.
