An InCharge Client Testimonial - Debt Consolidation Program

Josephine: Russelville, AL

Josephine enrolled in our DMP in 2001. She claimed her debt began small and then grew to well over $10,000. "And then, you know how it goes. It started with catalogue orders. You start looking and you say to yourself, 'I can get this', and then I started to get more catalogues and I always saw something I wanted. I got in over my head. When I saw everything (my bills) and realized it (the minimum payments) was more that I can afford, I saw the TV commercial and thought, 'Well, maybe they can help me.' So I wrote the number down and I called."

"When I called InCharge, I felt good because I (realized) I won't have to worry about the creditors calling me. When I made that step it made a difference. I am the type of person that I don't want everyone calling me about bills."

When asked about how she felt after completing the program, Josephine expressed, "I think it is one of the better moves I've ever made, I feel like I don't ever want to be in debt like that again. When somebody calls me I say, 'I don't want it!'"