Consumer Education

Volume 3: Budgeting: How to Manage Your Money

With a well-defined budget, you’ll be able to see where your money goes, and you’ll be able to make changes to ensure your money is being allocated the best possible way.

This issue of Your Money can help you:

  • Create a customized budget based on your expenses and income
  • Find online budgeting tools that make the process even easier
  • Stretch your budget by making changes to expenses you can control

A realistic look at creating - and sticking to - a budget

One of the most important tools you have to helping you emerge from debt problems and stay that way is to create, and stick with, a budget! Here are some tips that can help you plan.
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Creating a budget

Use this step-by-step guide to create a budget that is realistic and manageable. With the tools included in this article, you will develop a strategy that can help you avoid getting into debt problems again in the future.
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Getting the Help You Need: Certified Credit Counselors Make the Difference

When you need solutions to your debt problems, you want assistance from a real professional. Certified Credit Counselors have the training to help you find a customized solution.
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Making Every Penny Count: How to Stretch Your Budget

One way to reduce your debt stress is to reduce your expenses, and it’s not that difficult! Here are some simple ways to save money by making some basic adjustments to your spending patterns.
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