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Consumer Education

Financial Calculators

Get to know your finances with our interactive financial calculators. From paying off your mortgage to saving for college, these valuable tools can help you plot out and visualize your financial goals. Then you just have to make them a reality! The online credit counseling tools and calculators can help you lay out a financial plan to achieve your dreams.

Auto Buying & Financing

Auto Loan Calculator
This calculator helps determine your monthly auto loan payment or auto purchase price. See how different loan terms or down payments impact your monthly payment and amortization schedule.

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Lease vs. Buy
Should you lease or buy your car? Use this calculator to determine which is the better value for you.

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Credit & Debt Management

Credit Card Payoff
Use the free Credit Card Payoff Calculator to see how long it can take you to pay off your cards. It can also be used to develop a new payment plan.

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How much do you owe?
Use this calculator to find out how much you owe. This can be used as a good starting point for your debt management plan.

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Debt Rolldown
The Debt Rolldown Calculator applies two simple principles to paying off your credit card debt. 1. Payoff the card with the highest interest rate first. 2. When a card balance is paid in full, apply the money you would have used for that card to the one with the next-highest interest rate.

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Debt Amount Calculator
Use these online credit counseling tools, like this debt calculator, to estimate your credit debt, the payments you need to make, the amount of time it will take you to get out of debt, and more.

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Home & Mortgage

Mortgage Loan Calculator
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances.

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Mortgage Payoff Calculator
The mortgage payoff calculator can help you calculate the amount of interest you will save by paying your mortgage off early.

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Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

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Loan Comparison Calculator
helps you compare monthly payments, interest rate, origination fee, loan term, amortization, APR, for new loan.

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Personal Finance

Net Worth Calculator
Your net worth is the value of all of your assets, minus the total of all of your liabilities - what you own minus what you owe. This calculator helps you determine your net worth.

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Home Budget Calculator
Managing your monthly budget can be difficult and frustrating. This calculator helps you determine where your money is going and how you can better manage your home budget.

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Balance Your Checkbook
Help you balance your checkbook. If your checkbook register matches our calculated amount, your checkbook is balanced!

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Long Term Care
Long term care is needed by those who can't perform basic tasks to care for themselves due to illness or chronic injury. This calculator helps determine if you are prepared for this expense.

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Retirement Planning

Retirement Income Calculator
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

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Retirement Planner
Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan.

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Social Security Calculator
Use the Social Security Calculator to help you estimate your Social Security benefits when you retire.

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Saving and Investing

College Savings Calculator
The College Savings Calculator is designed to provide parents and students a sense of how much they need to save each month to pay for their educational needs.

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Compound Interest Calculator
How interest is calculated can greatly affect your savings. This calculator demonstrates how compounding can affect your savings, and how interest on your interest can really add up!

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Savings Calculator
Consistent investments over a number of years can be an effective strategy to accumulate wealth. Even small additions to your savings add up over time. This calculator demonstrates how to put this savings strategy to work for you!

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Savings Goals Calculator
What will it take to reach your savings goals? This financial calculator helps you find out.

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Get your debt solution today!

Use our online tool to get a debt solution that's right for your situation! It's FREE, with no obligation. Get started online, or call 1-800-565-8953 today!

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